Cass County property record for 3902 State Rte Y, Cleveland, MO 64734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2002 |
| Lot Size | 13.2 acres (578,477 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,548 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08-27-000-000-016.004 |
| Primary APN | 06-08-27-000-000-016.004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 3,583 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 578,477 sqft (13.2 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 275 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|
| Account Number | 2569805 |
|---|---|
| Street Address | 3902 STATE ROUTE Y |
| City | CLEVELAND |
| State | MO |
| Zip | 64734-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BG872.65WSECRSEN1328.03W460.1S900.82E75S430E385.05TB |
| Legal Range | 33 |
| Legal Township | 45 |
| Legal Section | 27 |
| Jurisdiction | CASS MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 61001 |
Source: Cass County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3902 STATE ROUTE Y, CLEVELAND, MO 64734-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2023 |
| Deed Sale | Jun 7, 2023 |
| Deed Document Number | 2023735011 |
| Deed Book / Page | 4965 / 109 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 0000735011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 3902 STATE ROUTE Y, CLEVELAND, MO 64734-8203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 004101/001 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 4101/001 |
| Instrument | 601159 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 3902 STATE ROUTE Y, CLEVELAND, MO 64734-8203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3902 STATE ROUTE Y, CLEVELAND, MO 64734-8203 |
| Document Number | 0004905/82 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 4905/82 |
| Instrument | 725077 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, MO 64734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Unified School District | Midway R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,548.00 (+214.4%) | $55,520 (+13.12%) Land $5,600 Building $49,920 | $292,220 (+13.11%) Land $29,490 Building $262,730 |
| 2024 | $3,355.00 (+0.33%) | ||
| 2023 | $3,344.00 (+3,834.12%) | $49,080 (+9.65%) Land $5,090 Building $43,990 | $258,340 (+9.67%) Land $26,810 Building $231,530 |
| 2022 | $85.00 | $44,760 Land $4,110 Building $40,650 | |
| 2021 | $235,570 Land $21,610 Building $213,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1982–2017) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| KC Web Fixed Wireless | 200 / 200 |
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