3902 SE Caladium Ct, Stuart, FL 34997 Property Records

Martin County property record for 3902 SE Caladium Ct, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,804 sqft · built 2022
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Mar 2024)
Tax Bill	$7,035 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-38-41-030-000-0001.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`38-38-41-030-000-0001.0-0-0000`
Alternative APNs	`38-38-41-030-000-00010-0` `1123239`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	712 sqft
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	408 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1123239
Street Address	3902 SE CALADIUM CT
City	STUART
State	FL
Zip	34997-6434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1 TRILLIUM ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 52 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	38
Legal Subdivision	TRILLIUM
Legal Block	1
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1016
Census Tract	1200

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3902 SE CALADIUM CT, STUART, FL 34997-6434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2022	Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage TITAN FUNDIGN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	20243064050
Deed Book / Page	3427 / 1048
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 25, 2024
Property Address	3902 SE CALADIUM CT, STUART, FL 34997-6434
Document Number	0034271048
Book / Page	3427 / 1048
Map Reference	MB 18 PG 52
Instrument Date	Mar 20, 2024
Instrument	3064050
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MERIT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6140 SW 24TH PL BLDG 3046, 3046, DAVIE, FL 33314-1170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 SE CALADIUM CT, STUART, FL 34997-6434

Mortgage

Document Number	0003064051
Date	Mar 25, 2024
Instrument	3064051

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0034271050
Date	Mar 25, 2024
Book Page	3427/1050
Instrument	3064051

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 20, 2022
Property Address	3902 SE CALADIUM CT, STUART, FL 34997-6434
Document Number	0033141305
Book / Page	3314 / 1305
Map Reference	MB 18 PG 52
Instrument Date	May 11, 2022
Instrument	2961480
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2023
Title Company	SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,957.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3902 SE CALADIUM CT, STUART, FL 34997-6434

Mortgage

Document Number	0033141307
Date	May 20, 2022
Instrument	3314/1307

Lender

Name	TITAN FUNDIGN LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,035.00 (+0.13%)	$394,370 (+15.27%) Land $115,500 Building $278,870	$394,370 (+15.27%) Land $115,500 Building $278,870
2024	$7,026.00 (+10.23%)
2023	$6,374.00 (+1,107.2%)	$342,140 (+2,562.57%) Land $105,000 Building $237,140	$342,140 (+685.08%) Land $105,000 Building $237,140
2022	$528.00	$12,850	$43,580 Land $43,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1995–2014)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jan 2014 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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