3902 S 31st St, Temple, TX 76502 Property Records

Bell County property record for 3902 S 31st St, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,226 sqft · built 1974
Lot Size	0.163 acres (7,130 sqft)
Owner	Individual Name on Record
Tax Bill	$4,376 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0128210000`

Property Details

APN / Parcel Number

Primary APN	`0128210000`
Alternative APNs	`91502` `65155`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,130 sqft (0.163 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	65155
Street Address	3902 S 31ST ST
City	TEMPLE
State	TX
Zip	76502-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	TERRACE GARDENS FIRST UNIT, BLOCK 004, LOT PT 26, (26, LESS E 2.46' X 62.01' X 3.33' X 62') (26, LESS E 2.46' X 62.01' X
Legal Subdivision	TERRACE GARDENS FIRST UNIT
Legal Block	4
Legal Lot Number	26
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1008
Census Tract	21301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3902 S 31ST ST, TEMPLE, TX 76502-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Vendor's Lien, Transfer · VA Mortgage KADLOGIC INC
Jan 4, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage LOAN RANGER CAPITAL INVESTMENTS REI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Jan 4, 2023
Deed Document Number	2023035249
Record Updated	Jun 7, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 7, 2023
Property Address	3902 S 31ST ST, TEMPLE, TX 76502-3335
Document Number	0000035249
Map Reference	CAB A SL 294-D
Instrument Date	Aug 7, 2023
Instrument	2023035249
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2722, CEDAR PARK, TX 78630-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 S 31ST ST, TEMPLE, TX 76502-3335

Mortgage

Document Number	0000035250
Date	Aug 7, 2023
Instrument	2023035250

Lender

Name	KADLOGIC INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 4, 2023
Property Address	3902 S 31ST ST, TEMPLE, TX 76502-3335
Document Number	0000000413
Map Reference	CAB A SL 294-D
Instrument Date	Dec 9, 2022
Instrument	2023000413
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 SPANISH TRL, WOODWAY, TX 76712-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E WHITESTONE BLVD UNIT 2722, 2722, CEDAR PARK, TX 78630-4411

Mortgage

Document Number	0000000414
Date	Jan 4, 2023
Instrument	2023000414

Lender

Name	LOAN RANGER CAPITAL INVESTMENTS REI

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,376.00	$190,870 (+14.33%) Land $22,000 Building $168,870	$190,870 (+14.33%) Land $22,000 Building $168,870
2022	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$166,941 Land $22,000 Building $144,941	$166,941 Land $22,000 Building $144,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, SOS Communications.

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