3902 Rowland Rd, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3902 Rowland Rd, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,976 sqft · built 2016
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Nov 2016)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137B-A-018.02-000`

Property Details

APN / Parcel Number

Primary APN	`137B-A-018.02-000`
Alternative APNs	`137B A 01802` `R0102214`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,976 sqft Living Area
1st Floor Area	1,816 sqft
Upper Floors Area	1,160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Aluminum
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Attached
Garage Area	664 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0102214
Street Address	3902 ROWLAND RD
City	MURFREESBORO
State	TN
Zip	37128-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 FOREST RIDGE SEC 2 PB 33 PG 208 SPLIT OFF 137-2.04 FOR 08
Legal Subdivision	FOREST RIDGE SEC 2
Legal Lot Number	44
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2019
Census Tract	40703

Owner

3902 Rowland Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3902 ROWLAND RD, MURFREESBORO, TN 37128-5711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016 · Amount on File
Deed Sale	Nov 21, 2016 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	20162054887
Deed Book / Page	1525 / 1493
Prior Transfer Date	Feb 12, 2012
Prior Transfer Doc	11133266
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3902 ROWLAND RD, MURFREESBORO, TN 37128-5711
Document Number	RB18311932
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3902 ROWLAND RD MURFREESBORO TN 371285711, MURFREESBORO, TN 37128-5711

Mortgage

Document Number	RB18311932
Date	Oct 31, 2019
Book Page	001831/001932
Instrument	2238287

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 30, 2039

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3902 ROWLAND RD, MURFREESBORO, TN 37128-5711
Document Number	RB16162719
Book / Page	001616 / 002719
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3902 ROWLAND RD MURFREESBORO TN 371285711, MURFREESBORO, TN 37128-5711

Mortgage

Document Number	RB16162719
Date	Oct 13, 2017
Book Page	001616/002719
Instrument	2111320

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3902 Rowland Rd was $2,565.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,925 (+22.84%) Land $31,250 Building $136,675	$671,700 Land $125,000 Building $546,700
2025	$2,565.00	$136,700 Land $14,250 Building $122,450
2023	$2,565.00	$136,700 Land $14,250 Building $122,450	$546,800 (-) Land $57,000 Building $489,800
2022			$546,800 Land $57,000 Building $489,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3902 Rowland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3902 Rowland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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