3902 Paces Ferry Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 3902 Paces Ferry Rd, Chester, VA 23831 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage2,146 sqft Finished Area
Lot Size21,344 sqft (0.49 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2021)
Tax Bill$3,551.00 (2026)

Property Details

APN / Parcel Number

Primary APN789-66-06-14-000-000
Alternative APNs
  • 097111200000014
  • 430461000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,146 sqft Finished Area
1st Floor52 sqft 1st Floor
Stories2 Stories
Utility Area160 sqft Utility Area
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area21,344 sqft (0.49 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area160 sqft Shed
Balcony Area14 sqft Balcony
Deck Area144 sqft Deck
Patio Area320 sqft Patio
Porch Area76 sqft Porch
ViewCul-de-sac View

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number430461000
Street Address3902 PACES FERRY RD
CityCHESTER
StateVA
Zip23831-1234
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASCOT POINTE L 14
Legal SubdivisionASCOT POINTE
Legal Lot Number14
JurisdictionCHESTERFIELD VA
Minor Civil DivisionBERMUDA
Census Blockgroup2
Census Block2016
Census Tract100409

Owner

Source: Chesterfield County records · APN 789-66-06-14-000-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3902 PACES FERRY RD, CHESTER, VA 23831-1234
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Deed of Trust, Mortgage · Line of Credit
PRESIDENTIAL BANK FSB
Sep 07, 2021Warranty Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Mar 15, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
Apr 21, 2017Grant Deed, Transfer · Veterans Administration Mortgage
C&F MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2021 · Amount on Record
Deed SaleSep 07, 2021 · Amount on Record
Prior SaleApr 21, 2017 · Amount on Record
Deed Doc Number202157587
Deed Book / Page13613 / 951
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3902 PACES FERRY RD, CHESTER, VA 23831-1234
Transaction TypeMortgage
Record UpdatedNov 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014404-337
DateOct 26, 2023
Book Page14404/337
Instrument2023032575
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateSep 07, 2021
Property Address3902 PACES FERRY RD, CHESTER, VA 23831-1234
Document Number13613-951
Book / Page13613 / 951
Instrument DateAug 13, 2021
Instrument2021057587
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3902 PACES FERRY RD, CHESTER, VA 23831-1234

Mortgage

Document Number2021057588
DateSep 07, 2021
Instrument2021057588
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3902 PACES FERRY RD, CHESTER, VA 23831-1234
Document Number11925946
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

Document Number11925946
DateMar 20, 2018
Book Page011925/000946
Instrument9708
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2048
Interest
Rate TypeFixed Rate

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 21, 2017
Property Address3902 PACES FERRY RD, CHESTER, VA 23831-1234
Document Number11597865
Book / Page011597 / 000865
Instrument DateApr 11, 2017
Instrument15575
Transaction TypeTransfer
Record UpdatedMay 05, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3902 PACES FERRY RD CHESTER VA 238311234, CHESTER, VA 23831-1234

Mortgage

Document Number11597869
DateApr 21, 2017
Book Page011597/000869
Instrument15576
Lender
NameC&F MTG
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2047

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,551.00 (+22.91%)$396,200 (+4.21%) Land $64,000 Building $332,200$396,200 (+4.21%) Land $64,000 Building $332,200
2025$380,200 (+20.78%) Land $62,000 Building $318,200$380,200 (+20.78%) Land $62,000 Building $318,200
2023$2,889.00$314,800 Land $56,000 Building $258,800$314,800 Land $56,000 Building $258,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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