3902 Ocala Rd, Lake Worth, FL 33462 Property Records

Palm Beach County property record for 3902 Ocala Rd, Lake Worth, FL 33462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1972
Lot Size	0.149 acres (6,512 sqft)
Owner	2 Owner Names on File
Last Sale	$65,000 (May 1998)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-43-45-06-04-021-0120`

Property Details

APN / Parcel Number

Primary APN	`00-43-45-06-04-021-0120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,512 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Patio Area	240 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3902 OCALA RD
City	LAKE WORTH
State	FL
Zip	33462-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SEMINOLE MANOR PLAT NO 2 LOT 12 BLK 21
Legal Range	43E
Legal Township	45S
Legal Section	06
Legal Subdivision	SEMINOLE MANOR 2
Legal Block	21
Legal Lot Number	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1016
Census Tract	5814

Owner

The current owner of 3902 Ocala Rd bought it in May 1998.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1998 · Amount on File
Deed Sale	May 18, 1998 · Amount on File
Prior Sale	Jan 15, 1998 · Amount on File
Deed Document Number	1040800031
Deed Book / Page	10408 / 00031
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 OCALA RD, LANTANA, FL 33462-2235

Mortgage

Document Number	0349161748
Date	Mar 28, 2024
Book Page	34916/1748
Instrument	20240105993

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	401 BROADHOLLOW RD STE 150, MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235

Mortgage

Document Number	0337830526
Date	Aug 16, 2022
Book Page	33783/526
Instrument	20220346471

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 OCALA RD, LAKE WORTH, FL 33462-2235

Mortgage

Document Number	0323290072
Date	Mar 29, 2021
Book Page	32329/72
Instrument	20210139509

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3902 Ocala Rd was $1,112 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 Homeowner's exemption	$61,629	$279,614 Land $150,613 Building $129,001
2023	$1,054.00 (+0.29%) Homeowner's exemption	$58,148 (+3%)	$276,451 (+18.43%) Land $142,500 Building $133,951
2022	$1,051.00 Homeowner's exemption	$56,454	$233,439 Land $130,827 Building $102,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3902 Ocala Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3902 Ocala Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ocala Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures