3902 Norton Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3902 Norton Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,900 sqft · built 1911
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2012)
Tax Bill	$5,514 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-01360`

Property Details

APN / Parcel Number

Primary APN	`010-2710-01360`
Alternative APN	`932926`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Gross Area
1st Floor Area	1,380 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1949
Exterior Material	Block
Construction Type	Frame
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	932926
Street Address	3902 NORTON RD
City	DULUTH
State	MN
Zip	55803-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF W 1/2 OF SE 1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	05
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3902 NORTON RD, DULUTH, MN 55803-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2012 · Amount on Record
Deed Sale	May 9, 2012 · Amount on Record
Prior Sale	Nov 17, 2011 · Amount on Record
Deed Document Number	20121186297
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 15, 2026
Property Address	3902 NORTON RD, DULUTH, MN 55803-1619
Document Number	0001530886
Instrument Date	Mar 30, 2026
Instrument	20261530886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 NORTON RD, DULUTH, MN 55803-1619

Mortgage

Document Number	0001530886,
Date	Apr 15, 2026
Instrument	20261530886

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3902 NORTON RD, DULUTH, MN 55803-1619
Document Number	00A1334087
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 NORTON RD DULUTH MN 558031619, DULUTH, MN 55803-1619

Mortgage

Document Number	00A1334087
Date	Jun 6, 2018
Instrument	A1334087

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,514.00 (+10.68%) Homeowner's exemption
2025	$4,982.00 (+4.4%) Homeowner's exemption	$456,500 (+21.9%) Land $69,300 Building $387,200	$456,500 (+21.9%) Land $69,300 Building $387,200
2024	$4,772.00	$374,500 (+9.25%) Land $90,300 Building $284,200	$374,500 (+9.25%) Land $90,300 Building $284,200
2022		$342,800 Land $90,300 Building $252,500	$342,800 Land $90,300 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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