McHenry County property record for 3902 North St, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.07 acres (46,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-106-004 |
| Primary APN | 04-26-106-004 |
|---|
| Lot Area | 46,805 sqft |
|---|
| Street Address | 3902 NORTH ST |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0068677 LTS 1, 2, 9 & 10 WHITES 1ST ADDN VILL OF SOLON MILLS |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 26 |
| Legal Subdivision | WHITES 1ST ADD |
| Legal Tract | 1 |
| Legal Block | 106 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 870104 |
3902 North St is owned and occupied by an individual who bought it in December 2021.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3902 NORTH ST, RICHMOND, IL 60071-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 2021R0068677 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 28, 2021 |
| Property Address | 3902 NORTH ST, RICHMOND, IL 60071-8016 |
| Document Number | 0000068677 |
| Map Reference | MB C PG 510 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021R0068677 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3902 NORTH ST, RICHMOND, IL 60071-8016 |
| Document Number | 0000068678 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021R0068678 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3902 NORTH ST, RICHMOND, IL 60071-8016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012442 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021R0012442 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3902 NORTH ST, RICHMOND, IL 60071-8016 |
| Document Number | 0000008872 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3902 NORTH ST RICHMOND IL 600718016, RICHMOND, IL 60071-8016 |
| Document Number | 0000008872 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 8872 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption Additional exemption filed | $68,657 Land $11,226 Building $57,431 | $205,971 Land $33,678 Building $172,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3902 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3902 North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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