3902 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3902 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,872 sqft · built 1908
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$10,986 (2026)
Deeds & Mortgages	Dec 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2750-00026`

Property Details

APN / Parcel Number

Primary APN	`010-2750-00026`
Alternative APN	`1123312`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,872 sqft Gross Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1123312
Street Address	3902 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 1 LYING WITHIN 70 FT OFSOUTH LINE OF LOWER DULUTH AND NELY OFMINNESOTA AVE SERIAL #
Legal Range	14W
Legal Township	49N
Legal Section	12
Legal Subdivision	DULUTH LANDS IN THE CITY IN PA
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3902 MINNESOTA AVE, DULUTH, MN 55802-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2021
Transfer Doc	0001051142
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2021
Property Address	3902 MINNESOTA AVE, DULUTH, MN 55802-2553
Document Number	0001051141
Instrument Date	Dec 13, 2021
Instrument	1051141
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3902 MINNESOTA AVE, DULUTH, MN 55802-2553

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3902 MINNESOTA AVE, DULUTH, MN 55802-2553
Document Number	00T1034340
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3902 MINNESOTA AVE DULUTH MN 558022553, DULUTH, MN 55802-2553

Mortgage

Document Number	00T1034340
Date	Dec 29, 2020
Instrument	T1034340

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,986.00 (+5.49%) Homeowner's exemption
2025	$10,414.00 (+21.74%) Homeowner's exemption	$766,100 (+7.4%) Land $358,500 Building $407,600	$766,100 (+7.4%) Land $358,500 Building $407,600
2024	$8,554.00	$713,300 (+43.43%) Land $470,900 Building $242,400	$713,300 (+43.43%) Land $470,900 Building $242,400
2022		$497,300 Land $227,800 Building $269,500	$497,300 Land $227,800 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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