3902 Ludgate Dr, Durham, NC 27713 Property Records

Durham County property record for 3902 Ludgate Dr, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1995
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2021)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0820-61-8270`

Property Details

APN / Parcel Number

Primary APN	`0820-61-8270`
Alternative APNs	`0820-61-82-7013` `082019618270` `146505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3902 LUDGATE DR
City	DURHAM
State	NC
Zip	27713-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	FORESTWOOD II/PH:02/LT#16 NKA RECOM LT#14 THRU #17 PL:000133-000011
Legal Subdivision	FRSTWD 02
Legal Phase	02
Legal Lot Number	14,17
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1001
Census Tract	2026

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 LUDGATE DR, DURHAM, NC 27713-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	202152834
Deed Book / Page	9496 / 978
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	0088860347
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 15, 2021
Property Address	3902 LUDGATE DR, DURHAM, NC 27713-1166
Document Number	0094960978
Book / Page	9496 / 978
Map Reference	MB 113 PG 11
Instrument Date	Oct 1, 2021
Instrument	2021052834
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 HOLLOWAY ST, 1305, DURHAM, NC 27701-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 LUDGATE DR, DURHAM, NC 27713-1166

Mortgage

Document Number	2021052835
Date	Oct 15, 2021
Instrument	2021052835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 3, 2020
Property Address	3902 LUDGATE DR, DURHAM, NC 27713-1166
Document Number	0088860347
Book / Page	008886 / 000347
Instrument Date	Mar 2, 2020
Instrument	8345
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 LUDGATE DR DURHAM NC 277131166, DURHAM, NC 27713-1166

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+41.14%)	$294,866 (+86.42%) Land $127,650 Building $167,216	$294,866 (+86.42%) Land $127,650 Building $167,216
2023	$2,071.00 (+2.32%)	$158,177 Land $31,140 Building $127,037	$158,177 Land $31,140 Building $127,037
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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