3902 Gerald Ct, Arboga (Olivehurst), CA 95961 Property Records

Yuba County property record for 3902 Gerald Ct, Arboga, CA 95961

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,283 sqft · built 2004
Lot Size	0.164 acres (7,155 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`014-644-027-000`

Property Details

APN / Parcel Number

Primary APN	`014-644-027-000`
Alternative APNs	`014-644-027` `14644027000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,283 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,155 sqft (0.164 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Patio Area	43 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	014-644-027
Street Address	3902 GERALD CT
City	OLIVEHURST
State	CA
Zip	95961-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-01
Legal Description	L-157 TR 02-602 HAWES RANCH EST 78/9-13
Legal Subdivision	HAWES RANCH EST
Legal Tract	02-602
Legal Lot Number	157
Jurisdiction	YUBA CA
Township / Civil Division	OLIVEHURST
Census Block Group	2
Census Block	2007
Census Tract	40702

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 GERALD CT, OLIVEHURST, CA 95961-4907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020
Deed Sale	Aug 19, 2020
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	202012913
Prior Transfer Date	Aug 8, 2020
Prior Transfer Doc	0000012913
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Aug 19, 2020
Property Address	3902 GERALD CT, ARBOGA, CA 95961-4907
Document Number	0000012913
Map Reference	MB 78 PG 9-13
Instrument Date	Aug 8, 2020
Instrument	2020-012913
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3902 GERALD CT, OLIVEHURST, CA 95961-4907

Mortgage

Document Number	0000012914
Date	Aug 19, 2020
Instrument	2020-012914

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Jan 4, 2018
Property Address	3902 GERALD CT, ARBOGA, CA 95961-4907
Document Number	0000000048
Instrument Date	Dec 18, 2017
Instrument	48
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 GERALD CT OLIVEHURST CA 959614907, OLIVEHURST, CA 95961-4907

Mortgage

Document Number	49
Date	Jan 4, 2018
Instrument	49

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Unified School District	Marysville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,759 (+2%) Land $46,420 Building $284,339
2025	$4,404.00 (+3.38%)	$324,274 (+4.04%) Land $45,510 Building $278,764
2023	$4,260.00 (+1.45%)	$311,685 Land $43,744 Building $267,941	$537,480
2022	$4,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVEHURST PUBLIC UTILITY DISTRICT serves 16,595 people · EPA ID CA5810003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T.

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