3902 FM 2324, Emory, TX 75440 Property Records

Rains County property record for 3902 FM 2324, Emory, TX 75440

Property Summary

Property TypeSingle Family Home
Details2,284 sqft · built 2005
Lot Size1.34 acres (58,588 sqft)
Owner2 Individual Names on Record
Last Sale$351,120 (May 2021)
Tax Bill$3,604 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0188-0630-0021-43

Property Details

APN / Parcel Number

Primary APN0188-0630-0021-43
Alternative APNs
  • R12452
  • 12452

Interior

Stories1 Story
Building Area2,284 sqft Living Area
Gross Area2,860 sqft
1st Floor Area2,284 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area58,588 sqft
Garage TypeAttached
Garage Area576 sqft
PorchOpen Porch
Porch Area280 sqft

Location & Zoning

Account Number01880630002143
Street Address3902 FM 2324
CityEMORY
StateTX
Zip75440-6887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0188 ROJAS FRANCISCO DE ACRES 1.345
Legal SubdivisionROJAS FRANCISCO DE
Legal Block1
JurisdictionRAINS TX
Township / Civil DivisionEMORY
Census Block Group1
Census Block1027
Census Tract950102

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3902 FM 2324, EMORY, TX 75440-6887
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Deed Document Number20211429
Record UpdatedOct 29, 2026

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRAINS TX
Recording DateMay 20, 2021
Property Address3902 FM 2324, EMORY, TX 75440-6887
Document Number2021/1429
Book / Page2021 / 1429
Instrument DateMay 17, 2021
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyADAMS COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3902 FM 2324, 3902, EMORY, TX 75440-6887

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 VISTA CIR, MACON, GA 31204-1962

Mortgage

Document Number20211430
DateMay 20, 2021
Instrument2021/1430
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRains County
Unified School DistrictRains Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,499 (-0.26%) Land $33,894 Building $296,605$330,499 (-0.26%) Land $33,894 Building $296,605
2025$3,604.00 (-18.17%) Homeowner's exemption$331,353 (+7.66%) Land $33,894 Building $297,459$331,353 (+7.66%) Land $33,894 Building $297,459
2024$4,404.00 (+3.28%)
2023$307,787 Land $32,280 Building $275,507$307,787 Land $32,280 Building $275,507
2022$4,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH RAINS SUD
serves 3,594 people · EPA ID TX1900009
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
not recorded as resolved · Jun 2026
Total trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless
500 / 60
Point Broadband
Fixed Wireless
40 / 40

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 2324

Nearby Streets

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