3902 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 3902 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,747 sqft · built 2005
Owner	2 Company Names on Record
Last Sale	$414,000 (Jun 2018)
Tax Bill	$5,464 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Feb 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-012-0043`

Property Details

APN / Parcel Number

Primary APN	`071-1810-012-0043`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	906 sqft
2nd Floor Area	841 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3902 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7383
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	PARCEL MAP 171-020 BLDG 30 UNIT 3902
Legal Subdivision	ESPLANADE PH 01
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Feb 10, 2026	Intrafamily Transfer, Transfer
Feb 10, 2026	Intrafamily Transfer, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 19, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 29, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Book / Page	20180629 / 792
Prior Transfer Date	Jul 31, 2014
Prior Transfer Doc	0000000020
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383

Mortgage

Document Number	0000000330
Date	Jul 3, 2024
Instrument	202407030330

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2026
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Document Number	0000001096
Map Reference	MB 200307-31 PG 2559
Instrument Date	Feb 2, 2026
Instrument	202602101096
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2026
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Document Number	0000001095
Map Reference	MB 200307-31 PG 2559
Instrument Date	Feb 2, 2026
Instrument	202602101095
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Document Number	2004020331
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 ESPLANADE CIR FOLSOM CA 956307383, FOLSOM, CA 95630-7383

Mortgage

Document Number	2004020331
Date	Apr 2, 2020
Instrument	2004020331

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Document Number	1903280416
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 ESPLANADE CIR FOLSOM CA 956307383, FOLSOM, CA 95630-7383

Mortgage

Document Number	1903280416
Date	Mar 28, 2019
Instrument	1903280416

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2018
Property Address	3902 ESPLANADE CIR, FOLSOM, CA 95630-7383
Document Number	1806290792
Instrument Date	Jun 27, 2018
Instrument	1806290792
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 ESPLANADE CIR FOLSOM CA 956307383, FOLSOM, CA 95630-7383

Mortgage

Document Number	1806290793
Date	Jun 29, 2018
Instrument	1806290793

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,477 (+2%) Land $150,874 Building $329,603
2025	$5,464.00 (+2%)	$471,057 (+4.04%) Land $147,916 Building $323,141
2024	$5,357.00 (+1.67%)
2023	$5,269.00 (+1.42%)	$452,767 Land $142,173 Building $310,594
2022	$5,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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