3902 E Wildhorse Dr, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3902 E Wildhorse Dr, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,451 sqft · built 2002
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Feb 2025)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2023 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`309-24-537`

Property Details

APN / Parcel Number

Primary APN	`309-24-537`
Alternative APN	`309245371`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,266 sqft
2nd Floor Area	1,185 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,900 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces
Pool Area	405 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3902 E WILDHORSE DR
City	GILBERT
State	AZ
Zip	85297-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SAN TAN RANCH PARCEL 14 MCR 546-28
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 14
Legal Lot Number	99
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1004
Census Tract	815700

Owner

Source: Maricopa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
Sep 3, 2020	Intrafamily Transfer, Transfer · FHA Mortgage RIVER CITY MORTGAGE LLC
May 2, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Sep 3, 2020
Deed Document Number	202564440
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000821248
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001206219
Date	Nov 10, 2021
Instrument	20211206219

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862

Mortgage

Document Number	0000178531
Date	Apr 7, 2023
Instrument	20230178531

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2026
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Document Number	0000042182
Map Reference	MB 546 PG 28
Instrument Date	Jan 19, 2026
Instrument	20260042182
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862

Mortgage

Document Number	0000042183
Date	Jan 23, 2026
Instrument	20260042183

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862

Mortgage

Document Number	0000068684
Date	Jan 21, 2021
Instrument	20210068684

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 3, 2020
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Document Number	0000821248
Map Reference	DOC 01-3 15327
Instrument Date	Aug 26, 2020
Instrument	20200821248
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862

Mortgage

Document Number	0000821249
Date	Sep 3, 2020
Instrument	20200821249

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 2, 2019
Property Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862
Document Number	0000318918
Map Reference	DOC 01-315327
Instrument Date	Apr 22, 2019
Instrument	20190318918
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	UNITED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7635, CHANDLER, AZ 85246-7635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 E WILDHORSE DR, GILBERT, AZ 85297-7862

Mortgage

Document Number	0000318919
Date	May 2, 2019
Instrument	20190318919

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,870 (+91.36%)	$508,700 (+7.37%) Land $101,700 Building $407,000
2025	$2,002.00 (-6.58%)	$26,584 (-47.69%)	$473,800 (-6.77%) Land $94,700 Building $379,100
2024		$50,820	$508,200 Land $101,600 Building $406,600
2023	$2,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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