3902 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3902 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1964
Lot Size	0.232 acres (10,083 sqft)
Owner	Company Name on Record
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-57-042`

Property Details

APN / Parcel Number

Primary APN	`166-57-042`
Alternative APN	`166570429`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,083 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3902 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAVALIER ESTATES 3 MCR 100-11
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CAVALIER ESTATES 3
Legal Lot Number	179
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	104900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 30, 2021	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Apr 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 13, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2002
Deed Sale	Jul 2, 2002
Deed Document Number	2002676404
Last Transfer Date	Aug 19, 2021
Transfer Doc	0000935031
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2021
Property Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432
Document Number	0000935031
Map Reference	MB 100 PG 11
Instrument Date	Aug 19, 2021
Instrument	20210935031
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432

Mortgage

Document Number	0000935032
Date	Aug 30, 2021
Instrument	20210935032

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2021
Property Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432
Document Number	0000935033
Map Reference	MB 100 PG 11
Instrument Date	Aug 19, 2021
Instrument	20210935033
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 13, 2018
Property Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432
Document Number	0000278741
Instrument Date	Apr 2, 2018
Instrument	278741
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E DESERT COVE AVE PHOENIX AZ 850283432, PHOENIX, AZ 85028-3432

Mortgage

Document Number	278742
Date	Apr 13, 2018
Instrument	278742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 13, 2018
Property Address	3902 E DESERT COVE AVE, PHOENIX, AZ 85028-3432
Document Number	0000278743
Instrument Date	Apr 2, 2018
Instrument	278743
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3902 E DESERT COVE AVE PHOENIX AZ 850283432, PHOENIX, AZ 85028-3432

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,810 (+150.77%)	$458,100 (+8.12%) Land $91,600 Building $366,500
2025	$1,581.00 (+4.98%)	$18,268 (-58.12%)	$423,700 (-2.87%) Land $84,700 Building $339,000
2024		$43,620	$436,200 Land $87,200 Building $349,000
2023	$1,506.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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