San Bernardino County property record for 3902 E Cambria Privado, Ontario, CA 91761
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 3 ba · 2,501 sqft · built 2023 |
| Lot Size | 0.097 acres (4,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jan 2024) |
| Tax Bill | $15,724 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0218-344-01-0000 |
| Primary APN | 0218-344-01-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,397 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 4,240 sqft (0.097 acres) |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3902 E CAMBRIA PRIVADO |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-0654 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 20160 LOT 67 BOOK 366 PAGE 1 AND INTEREST IN COMMON AREAS |
| Legal Subdivision | TRACT NO. 20160 |
| Legal Tract | 20160 |
| Legal Lot Number | 67 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1908 |
3902 E Cambria Privado, a planned unit development, is owned and occupied by two individuals who bought it in January 2024.
Source: San Bernardino County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3902 E CAMBRIA PRIVADO, ONTARIO, CA 91761-0654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PARTNERS CU |
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Deed Document Number | 202420505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3902 E CAMBRIA PRIVADO, ONTARIO, CA 91761-0654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3902 E CAMBRIA PRIVADO, ONTARIO, CA 91761-0654 |
| Document Number | 0000072923 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0072923 |
| Name | FINANCIAL PARTNERS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3902 E CAMBRIA PRIVADO, ONTARIO, CA 91761-0654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3902 E CAMBRIA PRIVADO, ONTARIO, CA 91761-0654 |
| Document Number | 0000072922 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0072922 |
| Name | FINANCIAL PARTNERS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
The 2025 property tax bill for 3902 E Cambria Privado was $15,724.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $842,691 (+2%) Land $296,514 Building $546,177 | |
| 2025 | $15,724.00 | $826,168 Land $290,700 Building $535,468 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3902 E Cambria Privado in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3902 E Cambria Privado is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Frontier, Inyo Networks.
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