Highlands County property record for 3902 Cormorant Point Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,780 sqft · built 1982 |
| Lot Size | 0.197 acres (8,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Aug 2025) |
| Tax Bill | $2,460 (2024) |
| Deeds & Mortgages | Apr 2023 Sale Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C34480300000004A |
| Primary APN | C34480300000004A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,481 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,616 sqft (0.197 acres) |
| Lot Dimensions | 138 ft deep x 60 ft wide |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C34480300000004A |
|---|---|
| Street Address | 3902 CORMORANT POINT DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-3804 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3FUD |
| Legal Description | CORMORANT POINT SUB PB 13 PG 47 LOT 4A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | CORMORANT POINT SUB |
| Legal Lot Number | 4A |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
3902 Cormorant Point Dr, a duplex, is owned and occupied by two individuals who bought it in August 2025.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8368 TUXEDO RD # 331, 331, ONAMIA, MN 56359-7966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE |
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Jun 6, 2025 |
| Deed Document Number | 2275132 |
| Deed Book / Page | 3139 / 1714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 3902 CORMORANT POINT DR, SEBRING, FL 33872-3804 |
| Document Number | 0002146124 |
| Book / Page | 2968 / 1358 |
| Map Reference | MB 13 PG 47 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2146124 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3010 PAR RD, SEBRING, FL 33872-1257 |
| Name | Verified Name |
|---|---|
| Address | 3902 CORMORANT POINT DR, SEBRING, FL 33872-3804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3902 CORMORANT POINT DR, SEBRING, FL 33872-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3902 CORMORANT POINT DR, SEBRING, FL 33872-3804 |
| Document Number | 0002016811 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2798/1983 |
| Instrument | 2016811 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,558 Land $22,500 Building $185,058 | $207,558 Land $22,500 Building $185,058 | |
| 2024 | $2,460.00 (+66.89%) | ||
| 2023 | $1,474.00 (+2.22%) Homeowner's exemption | $124,453 (+3%) | $179,506 (+25.53%) Land $22,500 Building $157,006 |
| 2022 | $1,442.00 Homeowner's exemption | $120,828 | $142,995 Land $22,500 Building $120,495 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3902 Cormorant Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3902 Cormorant Point Dr is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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