3902 Cloud Way, Sevierville, TN 37876 Property Records

Sevier County property record for 3902 Cloud Way, Sevierville, TN 37876

Property Summary

Property Type	Commercial
Details	2 ba · 1,344 sqft · built 2005
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Feb 2015)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087I-A-006.00`

Property Details

APN / Parcel Number

Primary APN	`087I-A-006.00`
Alternative APNs	`13087IA087I00600` `078087I A 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	393 ft deep x 322 ft wide
Terrain	Rolling
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3902 CLOUD WAY
City	SEVIERVILLE
State	TN
Zip	37876
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-1
Legal Description	ALPINE RIDGE RESUB PB LM 5 PG 37 LOT 18-F RESUB OF LOT 18 LM 2 PG 131 322.90 X 393.75 IRR
Legal Subdivision	ALPINE RIDGE RESUB
Legal Lot Number	18F
Jurisdiction	SEVIER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1071
Census Tract	80702

Owner

Source: Sevier County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3752 BISCAY PL, LAND O LAKES, FL 34639-4818
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2015 · Amount on Record
Deed Sale	Feb 4, 2015 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	20153789
Deed Book / Page	4445 / 560
Last Transfer Date	Jan 23, 2017
Transfer Doc	0048810610
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3902 CLOUD WAY, SEVIERVILLE, TN 37876
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3752 BISCAY PL, LAND O LAKES, FL 34639-4818

Mortgage

Document Number	0063150001
Date	May 5, 2023
Book Page	6315/1
Instrument	23013810

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3902 CLOUD WAY, SEVIERVILLE, TN 37876
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059090001
Date	Oct 6, 2021
Book Page	5909/1
Instrument	21037547

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3902 CLOUD WAY, SEVIERVILLE, TN 37876
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049100156
Date	Apr 4, 2017
Book Page	4910/156
Instrument	17011211

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEVIER TN
Recording Date	Feb 10, 2017
Property Address	3902 CLOUD WAY, SEVIERVILLE, TN 37876
Document Number	0048810610
Book / Page	004881 / 000610
Instrument Date	Jan 23, 2017
Instrument	4881
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19252 FISHERMANS BEND DR LUTZ FL 335589737, LUTZ, FL 33558-9737

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00	$90,840 (-) Land $9,600 Building $81,240	$227,100 (-) Land $24,000 Building $203,100
2024	$1,344.00 (+6%)
2023		$90,840 Land $9,600 Building $81,240
2021	$840.00		$227,100 Land $24,000 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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