Vilas County property record for 3902 Chain O Lakes Rd, Eagle River, WI 54521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jun 2022) |
| Tax Bill | $3,301 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4 QQ 16-13 |
| Primary APN | 4 QQ 16-13 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,991 sqft (2.02 acres) |
|---|
| Street Address | 3902 CHAIN O LAKES RD |
|---|---|
| City | EAGLE RIVER |
| State | WI |
| Zip | 54521-8838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT SE SE |
| Jurisdiction | VILAS WI |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950201 |
3902 Chain O Lakes Rd is owned and occupied by an individual who bought it in June 2022.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3902 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Sep 24, 2013 · Amount on File |
| Deed Document Number | 594386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | VILAS WI |
| Recording Date | Jun 14, 2022 |
| Property Address | 3902 CHAIN O LAKES RD, EAGLE RIVER, WI 54521-8838 |
| Document Number | 0000594386 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 594386 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000594387 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 594387 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
The 2025 property tax bill for 3902 Chain O Lakes Rd was $3,301 with a homeowner's exemption.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Washington Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,301.00 Homeowner's exemption | $535,700 Land $27,800 Building $507,900 |
| 2023 | $3,320.00 | $535,700 Land $27,800 Building $507,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3902 Chain O Lakes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3902 Chain O Lakes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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