3902 Cedar Cay Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 3902 Cedar Cay Cir, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,896 sqft · built 1992
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Company Names on File
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`087519-0364`

Property Details

APN / Parcel Number

Primary APN	`087519-0364`
Alternative APN	`U09302136U000006000060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	1,896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	134 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0875190364
Street Address	3902 CEDAR CAY CIR
City	VALRICO
State	FL
Zip	33596-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIVER HILLS COUNTRY CLUB PHASE I LOT 6 BLOCK 6
Legal Range	21E
Legal Township	30S
Legal Section	09
Legal Subdivision	RIVER HILLS COUNTRY CLUB PHASE I
Legal Phase	I
Legal Tract	36U
Legal Block	6
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1000
Census Tract	13208

Owner

3902 Cedar Cay Cir is owned by a company that acquired it in October 2022 and is owner-occupied.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	3902 CEDAR CAY CIR, VALRICO, FL 33596-8222
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000478589
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 7, 2022
Property Address	3902 CEDAR CAY CIR, VALRICO, FL 33596-8222
Document Number	0000478589
Map Reference	MB 67 PG 7
Instrument Date	Oct 6, 2022
Instrument	2022478589
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3902 CEDAR CAY CIR, 3902, VALRICO, FL 33596-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 CEDAR CAY CIR, VALRICO, FL 33596-8222

Tax Assessment & Valuation

The 2025 property tax bill for 3902 Cedar Cay Cir was $2,615 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,731 (+2.7%)	$348,444 (+1.42%) Land $117,006 Building $231,438
2025	$2,615.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$206,165	$343,579 Land $117,006 Building $226,573
2023	$2,241.00 (+3.46%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$194,519 (+3%)	$328,506 (-1.17%) Land $105,306 Building $223,200
2022	$2,166.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$188,853	$332,381 Land $105,306 Building $227,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3902 Cedar Cay Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	12 (1997–2024)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3902 Cedar Cay Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20