3902 103rd St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3902 103rd St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,582 sqft · built 2006
Lot Size	0.194 acres (8,462 sqft)
Owner	Individual Name on File
Tax Bill	$8,207 (2025)
Deeds & Mortgages	May 2018 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R307334`

Property Details

APN / Parcel Number

Primary APN	`R307334`
Alternative APN	`R7353500000001180000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,582 sqft Living Area
Gross Area	5,764 sqft
1st Floor Area	3,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,462 sqft (0.194 acres)
Garage Type	Attached
Garage Area	1,182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3902 103RD ST
City	LUBBOCK
State	TX
Zip	79423-5198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAVENWOOD L 118
Legal Subdivision	RAVENWOOD
Legal Lot Number	118
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2009
Census Tract	10510

Owner

Source: Lubbock County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3902 103RD ST, LUBBOCK, TX 79423-5198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · ARM ALLIANCE CU
Feb 4, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2019
Deed Sale	Aug 15, 2019
Prior Sale	Mar 25, 2013
Deed Document Number	201931889
Last Transfer Date	Feb 3, 2022
Transfer Doc	0000005852
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3902 103RD ST, LUBBOCK, TX 79423-5198
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019195
Date	May 25, 2018
Instrument	2018019195

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	11.6%

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 4, 2022
Property Address	3902 103RD ST, LUBBOCK, TX 79423-5198
Document Number	0000005852
Map Reference	VOL 9915 PG 334
Instrument Date	Jan 17, 2022
Instrument	2022005852
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 103RD ST, LUBBOCK, TX 79423-5198

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,207.00 (-11.87%) Homeowner's exemption Senior Citizen's exemption	$579,559 (-3.78%) Land $42,000 Building $537,559	$579,559 (-7.59%) Land $42,000 Building $537,559
2024	$9,312.00 (-0.09%)
2023	$9,320.00 (-16.58%) Homeowner's exemption	$602,339 Land $42,000 Building $585,139	$627,139 Land $42,000 Building $585,139
2022	$11,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Holdings Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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