39017 Shady Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 39017 Shady Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	768 sqft
Lot Size	0.666 acres (29,014 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2025)
Tax Bill	$4,676 (2026)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-120-0130`

Property Details

APN / Parcel Number

Primary APN	`17-120-0130`

Interior

Building Area	768 sqft Living Area
Gross Area	1,688 sqft
Basement Area	768 sqft

Exterior

Lot Area	29,014 sqft (0.666 acres)
Porch	Slab
Deck Area	96 sqft
Shed	1 Shed

Location & Zoning

Street Address	39017 SHADY RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 4 & 5 BLK 3 & N 1/2 OF VAC STREET ADJ ON S
Legal Range	26
Legal Township	42
Legal Section	15
Legal Subdivision	BERG'S ADDITION TO MILLE LACS
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2019
Census Tract	970300

Owner

39017 Shady Rd, a residential property, is owned by two individuals who bought it in May 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10403 XYLITE ST NE, MINNEAPOLIS, MN 55449-5257
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	2025445825
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	000A378718
Record Updated	Oct 29, 2026

July 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MILLE LACS MN
Recording Date	Jul 28, 2023
Property Address	39017 SHADY RD, ONAMIA, MN 56359
Document Number	000A437245
Instrument Date	Jul 26, 2023
Instrument	A437245
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13030 FORESTVIEW CIR N, DAYTON, MN 55327-9610

Tax Assessment & Valuation

The 2026 property tax bill for 39017 Shady Rd was $4,676, up 0.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,676.00 (+0.39%)	$501,100 (+0.91%) Land $277,900 Building $223,200	$501,100 (+0.91%) Land $277,900 Building $223,200
2025	$4,658.00	$496,600 Land $277,900 Building $218,700	$496,600 Land $277,900 Building $218,700
2023	$4,276.00 (+1.57%)	$444,700 (+3.95%) Land $241,300 Building $203,400	$444,700 (+3.95%) Land $241,300 Building $203,400
2022	$4,210.00	$427,800 Land $225,800 Building $202,000	$427,800 Land $225,800 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39017 Shady Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39017 Shady Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20
T-Mobile Fixed Wireless	100 / 20