3901 Waterton Rd, Summerfield, NC 27358 Property Records

Guilford County property record for 3901 Waterton Rd, Summerfield, NC 27358

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,570 sqft · built 1976
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jul 2023 Reverse Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7848265892-000`

Property Details

APN / Parcel Number

Primary APN	`7848265892-000`
Alternative APNs	`13060337A083900091` `3022773001` `0148178`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	1,439 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Brick
Roof Type	Flat
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	207 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	98 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3022773001
Street Address	3901 WATERTON RD
City	SUMMERFIELD
State	NC
Zip	27358-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-40
Legal Description	79 S4 PB28-29 HILLSDALE LAKE PL:28-29
Legal Township	13
Legal Subdivision	HILLSDALE LAKE
Legal Block	2
Legal Lot Number	79
Jurisdiction	GUILFORD NC
Township / Civil Division	BRUCE
Census Block Group	2
Census Block	2055
Census Tract	15800

Owner

3901 Waterton Rd is owned and occupied by two individuals who acquired it in July 2023.

Source: Guilford County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3901 WATERTON RD, SUMMERFIELD, NC 27358-9143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 1993
Deed Sale	Jan 15, 1993
Deed Book / Page	4037 / 319
Last Transfer Date	Jul 26, 2023
Transfer Doc	0087500533
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUILFORD NC
Recording Date	Jul 31, 2023
Property Address	3901 WATERTON RD, SUMMERFIELD, NC 27358-9143
Document Number	0087500533
Book / Page	8750 / 533
Map Reference	MB 28 PG 29
Instrument Date	Jul 26, 2023
Instrument	2023034688
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 WATERTON RD, SUMMERFIELD, NC 27358-9143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3901 WATERTON RD, SUMMERFIELD, NC 27358-9143

Mortgage

Document Number	0087500536
Date	Jul 31, 2023
Book Page	8750/536
Instrument	2023034689

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	837 Months
Due	Apr 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2020
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	3901 WATERTON RD, SUMMERFIELD, NC 27358-9143
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086262551
Date	Jun 14, 2022
Book Page	8626/2551
Instrument	2022038116

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Waterton Rd was $2,352, up 4.7% from the year before.

Source: Guilford County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Summerfield Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (+4.67%)	$252,800 Land $66,000 Building $186,800	$252,800 Land $66,000 Building $186,800
2024	$2,247.00
2023	$2,247.00	$252,800 (-) Land $66,000 Building $186,800	$252,800 (-) Land $66,000 Building $186,800
2022	$2,247.00	$252,800 Land $66,000 Building $186,800	$252,800 Land $66,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3901 Waterton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Waterton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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