3901 W Silver Ln, Muncie, IN 47304 Property Records

Delaware County property record for 3901 W Silver Ln, Muncie, IN 47304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,737 sqft · built 1949
Lot Size0.308 acres (13,430 sqft)
OwnerIndividual Name on File
Tax Bill$2,288 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-11-18-203-004.000-003

Property Details

APN / Parcel Number

Primary APN18-11-18-203-004.000-003
Alternative APN
  • 1118203004000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,737 sqft Living Area
1st Floor Area1,737 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,430 sqft (0.308 acres)
Lot Dimensions850 ft deep x 1,580 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number11 18 203 004 000
Street Address3901 W SILVER LN
CityMUNCIE
StateIN
Zip47304-4257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDINGWOOD 0.0000ACRES STR: 182010 IN: 51 OUT:
JurisdictionDELAWARE IN
Township / Civil DivisionCENTER
Census Block Group3
Census Block3024
Census Tract800

Owner

3901 W Silver Ln, a single family home, is owned by an individual.

Source: Delaware County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address3907 W SILVER LN, MUNCIE, IN 47304-4257
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IN
Property Address3901 W SILVER LN, MUNCIE, IN 47304-4257
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R20890
DateDec 10, 2021
Instrument2021R20890
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term132 Months
DueJan 1, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3901 W Silver Ln was $2,288, up 11.1% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDelaware County
County SubdivisionCenter Township
MunicipalityMuncie City
Unified School DistrictMuncie Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,288.00 (+11.07%)$242,300 Land $28,300 Building $214,000$242,300 Land $28,300 Building $214,000
2024$2,060.00 (+10.57%)
2023$1,863.00 (-41.03%)$175,500 (+7.54%) Land $23,600 Building $151,900$175,500 (+7.54%) Land $23,600 Building $151,900
2022$3,159.00 (+127.43%) Homeowner's exemption$163,200 Land $23,600 Building $139,600$163,200 Land $23,600 Building $139,600
2021$1,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3901 W Silver Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1980–2026)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 W Silver Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - MUNCIE
private · serves 74,030 people · EPA ID IN5218012
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Silver Ln

Nearby Streets

Search Property Records by Address or Parcel Number