3901 Tracy Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3901 Tracy Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Square Footage1,400 sqft Finished Area
Lot Size0.095 acres
GarageDetached
Tax Bill$1,998.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-07-011.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,400 sqft Finished Area
Gross Area1,850 sqft Gross Area
Stories2 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Lot Area4,167 sqft
Depth X Width100 ft x 41 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0563407011.00
Street Address3901 TRACY AVE
CityCOVINGTON
StateKY
Zip41015-1626
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOT 176 & N 10' 177 41.52'X 100.37' IRREG SWC TRACY & EARLE AVES
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number176,177
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1013
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-07-011.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address613 WAYSKIN DR, COVINGTON, KY 41015-2372
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Land Contract, Transfer · Land Contract (Agreement of Sale)
NOT AVAILABLE
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HERITAGE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2015
Deed SaleMar 11, 2015
Deed Doc Number0005605156
Record RefreshedJun 08, 2026

February 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionKENTON KY
Recording DateFeb 22, 2022
Property Address3901 TRACY AVE, COVINGTON, KY 41015-1626
Document Number0005900034
Book / Page149 / 403
Map ReferencePL 300
Instrument DateJan 21, 2022
Instrument22022205900034
Transaction TypeTransfer
Record UpdatedMar 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address613 WAYSKIN DR, 613, COVINGTON, KY 41015-2372

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 GARVEY AVE, ELSMERE, KY 41018-2540

Mortgage

DateFeb 22, 2022
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract (Agreement of Sale)
AmountAmount Recorded
Term62 Months
DueApr 01, 2027
Interest
Rate1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3901 TRACY AVE, COVINGTON, KY 41015-1626
Document Number0000000080
Book / Page0C6094 / 000313
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 WAYSKIN DR COVINGTON KY 410152372, COVINGTON, KY 41015-2372

Mortgage

Document Number0000000080
DateFeb 10, 2017
Book Page0C6094/000313
Instrument80
Lender
NameHERITAGE BK
TypeBank
AddressCAMPBELL, KY 41001
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueFeb 09, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,998.00 (-0.5%)$150,800 (-) Land $10,000 Building $140,800$150,800 (-) Land $10,000 Building $140,800
2023$2,008.00$150,800 Land $10,000 Building $140,800$150,800 Land $10,000 Building $140,800

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