3901 Stonebridge Ln, Rancho Santa Fe, CA 92091 Property Records

San Diego County property record for 3901 Stonebridge Ln, Rancho Santa Fe, CA 92091

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,701 sqft · built 1991
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on File
Last Sale	$3,725,000 (Jul 2021)
Tax Bill	$44,471 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-190-15-00`

Property Details

APN / Parcel Number

Primary APN	`262-190-15-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	6,701 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Roof Material	Tile
Lot Area	124,582 sqft
View / Lot	Ocean
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3901 STONEBRIDGE LN
City	RANCHO SANTA FE
State	CA
Zip	92091-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 15 TR 011055
Legal Subdivision	SANTA FE BUS CENTER
Legal Tract	011055
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17106

Owner

3901 Stonebridge Ln is owned and occupied by two individuals who bought it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3901 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2017	Deed of Trust, Mortgage QUICKEN LNS
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Mar 4, 1997 · Amount on File
Deed Document Number	2021482789
Prior Transfer Date	Jan 21, 1994
Prior Transfer Doc	0000187158
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2021
Property Address	3901 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4546
Document Number	0000482789
Map Reference	MAP 11055
Instrument Date	Jun 14, 2021
Instrument	2021-0482789
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3901 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4546

Mortgage

Document Number	0000482790
Date	Jul 6, 2021
Instrument	2021-0482790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3901 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4546
Document Number	0000151793
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3901 STONEBRIDGE LN RANCHO SANTA FE CA 920914546, RANCHO SANTA FE, CA 92091-4546

Mortgage

Document Number	0000151793
Date	Apr 5, 2017
Instrument	151793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.32%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3901 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4546
Document Number	0000151794
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3901 STONEBRIDGE LN RANCHO SANTA FE CA 920914546, RANCHO SANTA FE, CA 92091-4546

Mortgage

Document Number	0000151794
Date	Apr 5, 2017
Instrument	151794

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Stonebridge Ln was $44,471.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,032,058 (+2%) Land $2,381,350 Building $1,650,708
2025	$44,471.00	$3,952,999 Land $2,334,657 Building $1,618,342
2023	$42,230.00 (+1.53%)	$3,799,500 Land $2,244,000 Building $1,555,500
2022	$41,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3901 Stonebridge Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1978–2020)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Stonebridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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