3901 Stone Ridge Dr, Mason, OH 45040 Property Records

Warren County property record for 3901 Stone Ridge Dr, Mason, OH 45040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,225 sqft · built 2001
Lot Size	0.557 acres (24,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jan 2021)
Tax Bill	$8,156 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-19-375-004-0`

Property Details

APN / Parcel Number

Primary APN	`12-19-375-004-0`
Alternative APNs	`1219375004` `1132182`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,225 sqft Living Area
1st Floor Area	674 sqft
2nd Floor Area	1,168 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	24,263 sqft (0.557 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1132182
Street Address	3901 STONE RIDGE DR
City	MASON
State	OH
Zip	45040-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEATHERSTONE 1 LOT 3
Legal Range	3
Legal Township	4
Legal Section	19
Legal Subdivision	WEATHERSTONE 1
Legal Block	182
Legal Lot Number	3
Jurisdiction	WARREN OH
Township / Civil Division	MASON
Census Block Group	2
Census Block	2017
Census Tract	31905

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 10, 2023	Transfer on Death Deed, Transfer
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 9, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Document Number	20213264
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000019058
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 STONE RIDGE DR, MASON, OH 45040-2851

Mortgage

Document Number	0000023193
Date	Sep 17, 2025
Instrument	2025-023193

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Mar 10, 2023
Property Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Document Number	0000004415
Map Reference	MB 48 PG 23-25
Instrument Date	Mar 7, 2023
Instrument	2023-004415
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 22, 2021
Property Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Document Number	0000003264
Map Reference	MB 48 PG 23-25
Instrument Date	Jan 15, 2021
Instrument	2021-003264
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	THIRD CAPITAL TTL CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3901 STONE RIDGE DR, MASON, OH 45040-2851

Mortgage

Document Number	0000003265
Date	Jan 22, 2021
Instrument	2021-003265

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Feb 1, 2024
Min Rate At Change	2%
Max Rate At Change	4.9%
Max Rate	8.49%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Document Number	0000017290
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 STONE RIDGE DR MASON OH 450402851, MASON, OH 45040-2851

Mortgage

Document Number	0000017290
Date	May 26, 2020
Instrument	17290

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Jul 9, 2018
Property Address	3901 STONE RIDGE DR, MASON, OH 45040-2851
Document Number	0000019058
Instrument Date	Jun 29, 2018
Instrument	19058
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 STONE RIDGE DR MASON OH 450402851, MASON, OH 45040-2851

Mortgage

Document Number	19059
Date	Jul 9, 2018
Instrument	19059

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CAHRLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Mason City
Unified School District	Mason City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,156.00 (-0.49%)	$201,970 (+33.11%) Land $49,000 Building $152,970	$577,050 (+33.1%) Land $140,000 Building $437,050
2024	$8,196.00 (+12.44%)
2023	$7,289.00 (+1.31%) Homeowner's exemption	$151,736 (-) Land $30,800 Building $120,936
2022	$7,195.00 Homeowner's exemption	$151,736 Land $30,800 Building $120,936	$433,530 (-) Land $88,000 Building $345,530
2021			$433,530 Land $88,000 Building $345,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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