Lancaster County property record for 3901 Spruce St, Lincoln, NE 68516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,340 sqft · built 1968 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,000 (May 2019) |
| Tax Bill | $5,219 (2025) |
| Deeds & Mortgages | Jul 2023 Construction Loan Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-07-207-003-000 |
| Primary APN | 16-07-207-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 136 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3901 SPRUCE ST |
|---|---|
| City | LINCOLN |
| State | NE |
| Zip | 68516-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FIENE TERRACE SECOND ADDITION, BLOCK 5, LOT 3 |
| Legal Subdivision | FIENE TERRACE SECOND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 2702 |
Source: Lancaster County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3901 SPRUCE ST, LINCOLN, NE 68516-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage LINCONE FCU |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on Record |
| Deed Sale | May 9, 2019 · Amount on Record |
| Prior Sale | Oct 16, 2013 · Amount on Record |
| Deed Document Number | 2019015432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 3901 SPRUCE ST, LINCOLN, NE 68516-1058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3901 SPRUCE ST, LINCOLN, NE 68516-1058 |
| Document Number | 0000021322 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023021322 |
| Name | LINCONE FCU |
|---|---|
| Type | Credit Union |
| Address | LINCOLN, NE 68503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 3901 SPRUCE ST, LINCOLN, NE 68516-1058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | CHARTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069386 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020069386 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Lancaster County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Lincoln City |
| Unified School District | Lincoln Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,219.00 (+7.17%) | $295,500 (+1.69%) Land $55,000 Building $240,500 | $295,500 (+1.69%) Land $55,000 Building $240,500 |
| 2023 | $4,870.00 | $290,600 Land $50,000 Building $240,600 | $290,600 Land $50,000 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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