3901 Saddle Trl, Allen, TX 75002 Property Records

Collin County property record for 3901 Saddle Trl, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 8,244 sqft · built 2014
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Company Names on Record
Tax Bill	$56,901 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0127-000-0031-1`

Property Details

APN / Parcel Number

Primary APN	`R-0127-000-0031-1`
Alternative APN	`2542490`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	8,244 sqft Living Area
Gross Area	10,214 sqft
2nd Floor Area	1,643 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	181,645 sqft (4.17 acres)
Garage Type	Mixed
Garage Area	1,970 sqft
Carport	Carport
Carport Area	619 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Covered Porch
Porch Area	1,407 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2542490
Street Address	3901 SADDLE TRL
City	ALLEN
State	TX
Zip	75002-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	COTTONWOOD ACRES (CPK), LOT 3A & 4A
Legal Subdivision	COTTONWOOD ACRES (CPK)
Legal Lot Number	3A,4A 4A
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1001
Census Tract	31324

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	3901 SADDLE TRL, ALLEN, TX 75002-6539
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Feb 24, 2023	Warranty Deed, Transfer FIRST TEXAS TITLE, FAIR TEXAS TITLE
Dec 10, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Feb 24, 2023
Deed Sale	Feb 24, 2023
Prior Sale	Nov 26, 2012
Deed Document Number	2023000018759
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3901 SADDLE TRL, ALLEN, TX 75002-6539
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156440
Date	Oct 24, 2022
Instrument	20221024000156440

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	11.6%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3901 SADDLE TRL, ALLEN, TX 75002-6539
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157582
Date	Oct 27, 2022
Instrument	20221027000157582

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Margin	3
Max Rate	11.6%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 24, 2023
Property Address	3901 SADDLE TRL, ALLEN, TX 75002-6539
Document Number	2023000018759
Instrument Date	Feb 24, 2023
Instrument	2023000018759
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 SADDLE TRL, PARKER, TX 75002-6539

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3901 SADDLE TRL, PARKER, TX 75002-6539
Document Number	0001596530
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	TEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3901 SADDLE TRL PARKER TX 750026539, PARKER, TX 75002-6539

Mortgage

Document Number	0001596530
Date	Dec 16, 2019
Instrument	1596530

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Parker City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,333,737 (+6.59%) Land $479,550 Building $2,854,187	$3,333,737 (+6.59%) Land $479,550 Building $2,854,187
2024	$56,901.00 (+32.61%)
2023		$3,127,731 Land $354,450 Building $2,773,281	$3,127,731 Land $354,450 Building $2,773,281
2022	$42,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARKER serves 6,486 people · EPA ID TX0430045
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: 360 Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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