3901 Saddle Crk, Denison, TX 75020 Property Records

Grayson County property record for 3901 Saddle Crk, Denison, TX 75020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Square Footage2,871 sqft Living Area
Lot Size23,217 sqft (0.533 acres)
GarageAttached, 557 sqft
OccupancyOwner Occupied
Tax Bill$10,064.00 (2024)

Property Details

APN / Parcel Number

Primary APN076 7468003
Alternative APN
  • 381159

Interior

Building Area2,871 sqft Living Area
Gross Area3,428 sqft Gross Area
1st Floor2,871 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area23,217 sqft (0.533 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area557 sqft Garage
PorchOpen Porch

Location & Zoning

Street Address3901 SADDLE CRK
CityDENISON
StateTX
Zip75020-1990
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK ADDN PHASE ONE, BLOCK A, LOT 3, ACRES .533
Legal SubdivisionSADDLE CREEK ADDN PHASE ONE
Legal BlockA
Legal Lot Number3
JurisdictionGRAYSON TX
Minor Civil DivisionEAST GRAYSON
Census Blockgroup1
Census Block1066
Census Tract901

Owner

Source: Grayson County records · APN 076 7468003

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3901 SADDLE CRK, DENISON, TX 75020-1990
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Warranty Deed, Transfer
CAPITAL TITLE
Sep 30, 2019Vendor's Lien, Transfer · Commercial Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2021
Deed SaleMay 05, 2021
Prior SaleSep 30, 2019 · Amount on Record
Deed Doc Number202114729
Prior Transfer DateSep 25, 2019
Prior Transfer Doc0000023712
Record RefreshedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMay 05, 2021
Property Address3901 SADDLE CRK, DENISON, TX 75020-1990
Document Number0000014729
Map ReferenceVOL 23 PG 87
Instrument DateApr 30, 2021
Instrument2021-00014729
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3211 GREENBRIAR, DURANT, OK 74701-2145

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 ALEXANDRITE DR, OAK POINT, TX 75068-2276

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateSep 30, 2019
Property Address3901 SADDLE CRK, DENISON, TX 75020-1990
Document Number0000023712
Map ReferenceVOL 23 PG 87
Instrument DateSep 25, 2019
Instrument2019-00023712
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3211 GREENBRIAR, DURANT, OK 74701-2145

Mortgage

Document Number0000023713
DateSep 30, 2019
Instrument2019-00023713
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesLender is also the Seller
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$655,064 (-0.61%) Land $137,680 Building $517,384$655,064 (-0.61%) Land $137,680 Building $517,384
2024$10,064.00 (+207.67%)
2023$659,057 Land $137,680 Building $521,377$659,057 Land $137,680 Building $521,377
2022$3,271.00

Flood & Wildfire

3901 Saddle Crk is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Grayson County (48181C), updated October 13, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
44th percentile of exposed land nationally · 17th in Texas
Wildfire LikelihoodModerate — about 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Saddle Crk

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