3901 S 2nd St, Springfield, IL 62703 Property Records

Sangamon County property record for 3901 S 2nd St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Tax Bill	$4,022 (2025)
Deeds & Mortgages	May 2008 Mortgage Oct 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-16.0-400-035`

Property Details

APN / Parcel Number

Primary APN	`22-16.0-400-035`
Alternative APN	`22160400035 (CHECK DIGIT = 8)`

Exterior

Lot Area	39,640 sqft (0.91 acres)

Location & Zoning

Account Number	22160400035
Street Address	3901 S 2ND ST
City	SPRINGFIELD
State	IL
Zip	62703-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT E 1/2 SW 1/4 SE 1/4 16-15-5
Legal Range	05
Legal Township	15
Legal Section	16
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3062
Census Tract	2700

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 22, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Oct 25, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage CARROLLTON BANK
Dec 22, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Mar 18, 2026	Intrafamily Transfer, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026
Deed Sale	Mar 18, 2026
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	20264329
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	0000004329
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R20880
Date	May 22, 2008
Instrument	2008R20880

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2038

Interest

Rate Type	Fixed Rate

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R44149
Date	Oct 25, 2005
Instrument	2005R44149

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R46478
Date	Dec 22, 2008
Instrument	2008R46478

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2038

Interest

Rate Type	Fixed Rate

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Mar 18, 2026
Property Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Document Number	2026R04329
Instrument Date	Mar 13, 2026
Instrument	2026R04329
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102

Mortgage

Document Number	2026R04330
Date	Mar 18, 2026
Instrument	2026R04330

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 20, 2023
Property Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102
Document Number	2023R13132
Instrument Date	Jun 30, 2023
Instrument	2023R13132
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 S 2ND ST, SPRINGFIELD, IL 62703-5102

Mortgage

Document Number	2023R13133
Date	Jul 20, 2023
Instrument	2023R13133

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,022.00 (+3%) Homeowner's exemption	$63,227 (+7.22%) Land $13,349 Building $49,878	$189,681 (+7.22%) Land $40,047 Building $149,634
2024	$3,905.00 (+145.6%)	$58,969 (+123.83%) Land $12,450 Building $46,519	$176,907 (+123.83%) Land $37,350 Building $139,557
2022	$1,590.00 Homeowner's exemption	$26,345 Land $10,787 Building $15,558	$79,035 Land $32,361 Building $46,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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