3901 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3901 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Auto Repair, Garage
Details	2,230 sqft · built 1950
Lot Size	0.318 acres (13,877 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`168E L 002`

Property Details

APN / Parcel Number

Primary APN	`168E L 002`
Alternative APN	`0000109280`

Interior

Stories	1 Story
Building Area	2,230 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	13,877 sqft (0.318 acres)
Lot Dimensions	93 ft deep x 131 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000109280
Street Address	3901 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-1641
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	LB
Legal Description	PT BLK A BLANEY FOREST PB15 PG81 0325 10 02
Legal Subdivision	BLANEY FOREST
Legal Block	A
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4015
Census Tract	11700

Owner

3901 Ringgold Rd, a commercial property, is owned by an individual who bought it in November 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	7819 LASATA CT, HARRISON, TN 37341-9613
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Commercial Mortgage NICK HOLKEBOER ETAL
Nov 16, 2022	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Dec 12, 2001 · Amount on File
Deed Document Number	202326
Deed Book / Page	13454 / 354
Prior Transfer Date	Nov 1, 2022
Prior Transfer Doc	0000000063
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 22, 2023
Property Address	3901 RINGGOLD RD, CHATTANOOGA, TN 37412-1641
Document Number	0000000026
Book / Page	13454 / 354
Map Reference	MB 15 PG 81
Instrument Date	Nov 21, 2023
Instrument	2023112200026
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7819 LASATA CT, HARRISON, TN 37341-9613

Mortgage

Document Number	0000000027
Date	Nov 22, 2023
Instrument	2023112200027

Lender

Name	NICK HOLKEBOER ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 16, 2022
Property Address	3901 RINGGOLD RD, CHATTANOOGA, TN 37412-1641
Document Number	0000000063
Book / Page	13143 / 978
Map Reference	MB 15 PG 81
Instrument Date	Nov 1, 2022
Instrument	2022111600063
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 RINGGOLD RD, CHATTANOOGA, TN 37412-1641

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Ringgold Rd was $2,106, up 42.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (+42.78%)	$139,000 (+110.73%)	$347,500 (+110.73%) Land $220,400 Building $127,100
2024	$1,475.00 (-36.75%)	$65,960 (-)	$164,900 (-) Land $84,200 Building $80,700
2023	$2,332.00 (+0.04%)	$65,960 (-)	$164,900 (-) Land $84,200 Building $80,700
2022	$2,331.00	$65,960	$164,900 Land $84,200 Building $80,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3901 Ringgold Rd in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	50 (1979–2025)
Claims Outside the SFHA	47 of 50
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Ringgold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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