3901 Quiet Stream Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 3901 Quiet Stream Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,616 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Mar 2021)
Tax Bill	$3,151 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11033H0074.000000`

Property Details

APN / Parcel Number

Primary APN	`11033H0074.000000`
Alternative APNs	`5539 40 3449` `130551` `144973`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,616 sqft Living Area
Gross Area	4,395 sqft
1st Floor Area	1,606 sqft
Upper Floors Area	2,010 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	141 ft deep x 57 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144973
Street Address	3901 QUIET STREAM DR
City	CONCORD
State	NC
Zip	28025-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 74 HALLSTEAD
Legal Subdivision	HALLSTEAD
Legal Lot Number	74
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1023
Census Tract	40501

Owner

Source: Cabarrus County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 21, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 28, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Book / Page	15012 / 100
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	10841140
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 18, 2021
Property Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Document Number	0015012100
Book / Page	15012 / 100
Map Reference	MB 51 PG 36
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 OLD MOUNTAIN RD, 1545, STATESVILLE, NC 28677-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Investor	Possibly a Property Investor

Mortgage

Document Number	0015012102
Date	Mar 18, 2021
Instrument	15012/102

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Document Number	14347177
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 QUIET STREAM DR CONCORD NC 280259022, CONCORD, NC 28025-9022

Mortgage

Document Number	14347177
Date	Jul 22, 2020
Book Page	014347/000177
Instrument	23212

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 21, 2019
Property Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Document Number	13515243
Book / Page	013515 / 000243
Instrument Date	May 21, 2019
Instrument	12326
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3901 QUIET STREAM DR CONCORD NC 280259022, CONCORD, NC 28025-9022

Mortgage

Document Number	13515246
Date	May 21, 2019
Book Page	013515/000246
Instrument	12327

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3901 QUIET STREAM DR, CONCORD, NC 28025-9022
Document Number	1235185
Book / Page	012351 / 000085
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 QUIET STREAM DR CONCORD NC 280259022, CONCORD, NC 28025-9022

Mortgage

Document Number	1235185
Date	Feb 7, 2017
Book Page	012351/000085
Instrument	3232

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,550 (-) Land $70,000 Building $344,550
2025		$414,550 (+60.49%) Land $70,000 Building $344,550
2024			$414,550 (+60.49%) Land $70,000 Building $344,550
2023	$3,151.00	$258,300 Land $45,000 Building $213,300	$258,300 Land $45,000 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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