3901 N Union St, Independence, MO 64050 Property Records

Jackson County property record for 3901 N Union St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1963
Lot Size	0.219 acres (9,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,800 (Aug 2021)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-410-01-16`

Property Details

APN / Parcel Number

Primary APN	`15-410-01-16`
Alternative APNs	`15-410-01-16-00-0-00-000` `15410011600000001` `730082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	912 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,518 sqft (0.219 acres)
Lot Dimensions	150 ft deep x 64 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Account Number	730082
Street Address	3901 N UNION ST
City	INDEPENDENCE
State	MO
Zip	64050-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTUCKY VIEW LOT 4
Legal Subdivision	KENTUCKY VIEW
Legal Block	1
Legal Lot Number	4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1013
Census Tract	11100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3901 N UNION ST, INDEPENDENCE, MO 64050-1037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC
Dec 18, 2017	Quit Claim Deed, Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	202189816
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	00E0089816
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Aug 16, 2021
Property Address	3901 N UNION ST, SUGAR CREEK, MO 64050-1037
Document Number	00E0089818
Instrument Date	Aug 5, 2021
Instrument	2021E0089818
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 N UNION ST, SUGAR CREEK, MO 64050-1037

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 16, 2021
Property Address	3901 N UNION ST, SUGAR CREEK, MO 64050-1037
Document Number	00E0089816
Instrument Date	Aug 5, 2021
Instrument	2021E0089816
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 N UNION ST, INDEPENDENCE, MO 64050-1037

Mortgage

Document Number	00E0089817
Date	Aug 16, 2021
Instrument	2021E0089817

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	432 Months
Due	Aug 1, 2057

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 18, 2017
Property Address	3901 N UNION ST, SUGAR CREEK, MO 64050-1037
Document Number	000E111969
Instrument Date	Dec 11, 2017
Instrument	111969E
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 N UNION ST INDEPENDENCE MO 640501037, INDEPENDENCE, MO 64050-1037

Mortgage

Document Number	E111970
Date	Dec 18, 2017
Instrument	111970E

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,885 (-) Land $3,542 Building $23,343	$141,500 (-)
2025	$1,953.00 (-5.33%)	$26,885 (-13.1%) Land $3,542 Building $23,343	$141,500 (-13.1%)
2024	$2,063.00 (+2.94%)
2023	$2,004.00	$30,937 Land $3,412 Building $27,525	$162,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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