3901 Main St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 3901 Main St, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,719 sqft · built 1959
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$729,000 (Mar 2015)
Tax Bill$7,731 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN244-0282-022-0000

Property Details

APN / Parcel Number

Primary APN244-0282-022-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,719 sqft Living Area
Gross Area4,280 sqft
1st Floor Area2,516 sqft
Basement Area612 sqft
Finished Basement612 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3901 MAIN ST
CityFAIR OAKS
StateCA
Zip95628-7518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5 (PC)(
Legal DescriptionNULL
Legal SubdivisionFAIR OAKS CITY
Legal Block51
Legal Lot Number3
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4038
Census Tract8009

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3901 MAIN ST, FAIR OAKS, CA 95628-7518
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2015 · Amount on Record
Deed SaleMar 13, 2015 · Amount on Record
Prior SaleSep 6, 2000 · Amount on Record
Deed Book / Page20150313 / 575
Prior Transfer DateMar 12, 2015
Prior Transfer Doc0000000576
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3901 MAIN ST, FAIR OAKS, CA 95628-7518
Document Number2009282464
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3901 MAIN ST FAIR OAKS CA 956287518, FAIR OAKS, CA 95628-7518

Mortgage

Document Number2009282464
DateSep 28, 2020
Instrument2009282464
Lender
NameMASON MCDUFFIE MTG
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 27, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$649,705 (+2%) Land $288,077 Building $361,628
2025$7,731.00 (+0.77%)$636,967 (+4.04%) Land $282,429 Building $354,538
2024$7,672.00 (+3.01%)
2023$7,448.00 (+0.36%)$612,235 Land $271,463 Building $340,772
2022$7,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Main St

Nearby Streets

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