3901 Gracey Ln, Kempner, TX 76539 Property Records

Bell County property record for 3901 Gracey Ln, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details2,807 sqft · built 2022
Lot Size0.74 acres (32,234 sqft)
OwnerIndividual Name on Record
Last Sale$59,000 (Oct 2020)
Tax Bill$219 (2022)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0847782297

Property Details

APN / Parcel Number

Primary APN0847782297
Alternative APN
  • 498527

Interior

Stories1 Story
Building Area2,807 sqft Living Area
1st Floor Area2,807 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area1 sqft
PorchOpen Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3901 GRACEY LN
CityKEMPNER
StateTX
Zip76539-6905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERSIMMON SPRINGS PHASE TWO, BLOCK 006, LOT 0014, ACRES 0.74
Legal SubdivisionPERSIMMON SPRINGS PHASE TWO
Legal Block6
Legal Lot Number14
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2001
Census Tract23301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 11721, KILLEEN, TX 76547-1721
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Deed Document Number202056976
Prior Transfer DateOct 15, 2020
Prior Transfer Doc0000056976
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3901 GRACEY LN, KEMPNER, TX 76539-6905
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyAMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TTL CO I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052125
DateAug 17, 2022
Instrument2022052125
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570,157 (+7.07%) Land $84,000 Building $486,157$570,157 (+7.07%) Land $84,000 Building $486,157
2023$532,497 Land $65,000 Building $467,497$532,497 Land $65,000 Building $467,497
2022$219.00 (-13.78%)
2021$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

May also be available: Brightspeed.

Nearby Properties on Gracey Ln

Nearby Streets

Search Property Records by Address or Parcel Number