Bell County property record for 3901 FM 2086, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 2014 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,586 (2023) |
| Deeds & Mortgages | Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0616970600 |
| Primary APN | 0616970600 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,928 sqft Living Area |
| Gross Area | 3,548 sqft |
| 1st Floor Area | 3,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 229821 |
|---|---|
| Street Address | 3901 FM 2086 |
| City | TEMPLE |
| State | TX |
| Zip | 76501-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0959BC I & G N RR CO, ACRES 5.0, SN1 AH01940650B; LABEL# TEX0490607, TITLE # CN004928 |
| Legal Subdivision | I & G N RR CO |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20402 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3901 FM 2086, TEMPLE, TX 76501-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2000 |
| Deed Sale | Nov 2, 2000 |
| Deed Document Number | 0002764289 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3901 FM 2086, TEMPLE, TX 76501-3642 |
| Document Number | 0000034180 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3901 FM 2086 TEMPLE TX 765013642, TEMPLE, TX 76501-3642 |
| Document Number | 0000034180 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 34180 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,586.00 (-4.45%) Homeowner's exemption | $473,143 Land $150,000 Building $323,143 | $473,143 Land $150,000 Building $323,143 |
| 2022 | $5,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE ELM VALLEY WSC serves 2,127 people · EPA ID TX0140025 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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