3901 Erath St, Waco, TX 76710 Property Records

McLennan County property record for 3901 Erath St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1952
Lot Size	0.259 acres (11,260 sqft)
Owner	Individual Name on Record
Last Sale	$87,400 (Aug 2017)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	May 2020 Transfer Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-038200-029900-7`

Property Details

APN / Parcel Number

Primary APN	`48-038200-029900-7`
Alternative APNs	`4803820002990070111` `190569`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,260 sqft (0.259 acres)
Garage Type	Detached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	356 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	3901 ERATH ST
City	WACO
State	TX
Zip	76710-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 5 BLOCK W ACRES 0.2585
Legal Subdivision	SOUTH OVERLOOK
Legal Block	W
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1011
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3901 ERATH ST, WACO, TX 76710-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 22, 2017	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK
May 1, 2017	Deed of Trust, Mortgage AMERICAN BK
Mar 8, 2017	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Mar 8, 2017
Deed Document Number	201727610
Prior Transfer Date	Nov 30, 2007
Prior Transfer Doc	0000044202
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 22, 2020
Property Address	3901 ERATH ST, WACO, TX 76710-5015
Document Number	0000016572
Instrument Date	May 14, 2020
Instrument	16572
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 ERATH ST WACO TX 767105015, WACO, TX 76710-5015

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 22, 2017
Property Address	3901 ERATH ST, WACO, TX 76710-5015
Document Number	0000027610
Map Reference	VOL517 PG72
Instrument Date	Aug 22, 2017
Instrument	2017027610
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 ERATH ST, WACO, TX 76710-5015

Mortgage

Document Number	0000027611
Date	Aug 22, 2017
Instrument	2017027611

Lender

Name	ALLIANCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3901 ERATH ST, WACO, TX 76710-5015
Document Number	0000014481
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 N LOOP 340 WACO TX 767052474, WACO, TX 76705-2474

Mortgage

Document Number	0000014481
Date	May 9, 2017
Instrument	14481

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 8, 2017
Property Address	3901 ERATH ST, WACO, TX 76710-5015
Document Number	0000007401
Instrument Date	Mar 6, 2017
Instrument	7401
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 N LOOP 340 WACO TX 767052474, WACO, TX 76705-2474

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,259 (-5.95%) Land $28,262 Building $133,997	$162,259 (-5.95%) Land $28,262 Building $133,997
2025	$1,240.00 (-69.22%) Homeowner's exemption Senior Citizen's exemption	$172,520 (+3.7%) Land $25,670 Building $146,850	$172,520 (+3.7%) Land $25,670 Building $146,850
2024	$4,029.00 (+8.05%)
2023		$166,370 Land $25,670 Building $140,700	$166,370 Land $25,670 Building $140,700
2022	$3,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on Erath St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures