3901 Elby St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3901 Elby St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,658 sqft · built 1954
Lot Size	0.202 acres (8,789 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Mar 2023)
Tax Bill	$4,903 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01291860`

Property Details

APN / Parcel Number

Primary APN	`13-01291860`
Alternative APN	`01291860`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	850 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,789 sqft (0.202 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01291860
Street Address	3901 ELBY ST
City	SILVER SPRING
State	MD
Zip	20906-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PARK 1947/2 92
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	R
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2016
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3901 ELBY ST, SILVER SPRING, MD 20906-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Deed Book / Page	66837 / 489
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 23, 2023
Property Address	3901 ELBY ST, SILVER SPRING, MD 20906-4416
Document Number	0668370489
Book / Page	66837 / 489
Map Reference	MB 43 PL 3145
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	HERITAGE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 TREWORTHY RD, GAITHERSBURG, MD 20878-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3901 ELBY ST, SILVER SPRING, MD 20906-4416

Mortgage

Document Number	0668370496
Date	Mar 23, 2023
Book Page	66837/496

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,067 (+8.93%)	$526,200 (+26.8%) Land $189,200 Building $337,000
2025	$4,903.00 (+16.18%)	$415,000 (+4.89%) Land $189,200 Building $225,800	$415,000 (-) Land $189,200 Building $225,800
2023		$395,667	$415,000 Land $189,200 Building $225,800
2022	$4,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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