Chesterfield County property record for 3901 Echo Ridge Pl, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,309 sqft · built 1986 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Mar 2021) |
| Tax Bill | $2,589 (2026) |
| Deeds & Mortgages | Mar 2021 Sale Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04813040A00B016 |
| Primary APN | 04813040A00B016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,309 sqft Finished Area |
| 1st Floor Area | 165 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 422036001 |
|---|---|
| Street Address | 3901 ECHO RIDGE PL |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | ECHO RIDGE L 16 BK B SEC A |
| Legal Subdivision | ECHO RIDGE |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100912 |
Source: Chesterfield County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3901 ECHO RIDGE PL, MIDLOTHIAN, VA 23112-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Transfer ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS |
| Oct 21, 2019 | Warranty Deed, Transfer · VA Mortgage C&F MTG |
| Dec 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COM'L LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Oct 21, 2019 · Amount on Record |
| Deed Document Number | 202115431 |
| Deed Book / Page | 13288 / 378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Mar 9, 2021 |
| Property Address | 3901 ECHO RIDGE PL, MIDLOTHIAN, VA 23112-4732 |
| Document Number | 013288-378 |
| Book / Page | 13288 / 378 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021015431 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 ECHO RIDGE PL, MIDLOTHIAN, VA 23112-4732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 21, 2019 |
| Property Address | 3901 ECHO RIDGE PL, MIDLOTHIAN, VA 23112-4732 |
| Document Number | 12493419 |
| Book / Page | 012493 / 000419 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 42355 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 ECHO RIDGE PL MIDLOTHIAN VA 231124732, MIDLOTHIAN, VA 23112-4732 |
| Document Number | 12493423 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 012493/000423 |
| Instrument | 42356 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3901 ECHO RIDGE PL, MIDLOTHIAN, VA 23112-4732 |
| Document Number | 12177267 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12177267 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 012177/000267 |
| Instrument | 46232 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 13, 2020 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,589.00 (+14.41%) | $288,200 (+4.16%) Land $75,000 Building $213,200 | $288,200 (+4.16%) Land $75,000 Building $213,200 |
| 2025 | $276,700 (+12.48%) Land $75,000 Building $201,700 | $276,700 (+12.48%) Land $75,000 Building $201,700 | |
| 2023 | $2,263.00 | $246,000 Land $59,000 Building $187,000 | $246,000 Land $59,000 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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