3901 E Lake Ter, Miramar (Hollywood), FL 33023 Property Records

Broward County property record for 3901 E Lake Ter, Miramar, FL 33023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 1964
Lot Size	0.138 acres (5,994 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Jan 1994)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`51-41-26-14-1380`

Property Details

APN / Parcel Number

Primary APN	`51-41-26-14-1380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,463 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,463 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,994 sqft (0.138 acres)
Lot Width	60 ft Width
Garage Area	275 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Screened Porch
Porch Area	784 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3901 E LAKE TER
City	MIRAMAR
State	FL
Zip	33023-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	MIRAMAR ISLES SEC 2 57-15 B LOT 16 BLK 9
Legal Range	41E
Legal Township	51S
Legal Section	26
Legal Subdivision	MIRAMAR ISLES SEC 2 57-15 B
Legal Block	9
Legal Lot Number	16
Jurisdiction	BROWARD FL
Township / Civil Division	MIRAMAR-PEMBROKE PINES
Census Block Group	3
Census Block	3008
Census Tract	110502

Owner

3901 E Lake Ter is owned and occupied by two individuals who bought it in January 1994.

Source: Broward County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 1994 · Amount on File
Deed Sale	Jan 10, 1994 · Amount on File
Deed Book / Page	21626 / 367
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945

Mortgage

Document Number	0119539651
Date	Apr 26, 2024
Instrument	119539651

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945

Mortgage

Document Number	0118466587
Date	Oct 19, 2022
Instrument	118466587

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 E LAKE TER, MIRAMAR, FL 33023-4945

Mortgage

Document Number	0117819440
Date	Dec 21, 2021
Instrument	117819440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3901 E Lake Ter was $2,843 with a homeowner's exemption, up 3.4% from the year before.

Source: Broward County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Broward County
Municipality	Miramar City
Unified School District	Broward County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,700 (+2.7%)	$538,710 (-1.1%) Land $35,960 Building $502,750
2025	$2,843.00 (+3.38%) Homeowner's exemption	$153,560	$544,700 Land $35,960 Building $508,740
2024	$2,750.00 (+2.54%)
2023	$2,682.00 (+8.98%) Homeowner's exemption	$144,900 (+3%)	$448,960 (+4.21%) Land $35,960 Building $413,000
2022	$2,461.00 Homeowner's exemption	$140,680	$430,810 Land $35,960 Building $394,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3901 E Lake Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.7 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	8 (2016–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 E Lake Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIRAMAR (EAST ; WEST) PLANTS serves 137,107 people · EPA ID FL4060925
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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