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3901 E 8th St, Panama City, FL 32404 Property Records

Bay County property record for 3901 E 8th St, Panama City, FL 32404

Property Summary

Property TypeResidential Vacant Land
Details5,694 sqft · built 1977
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Aug 2019)
Tax Bill$1,301 (2025)
Deeds & MortgagesMar 2020 Transfer
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN15073-010-000

Property Details

APN / Parcel Number

Primary APN15073-010-000

Interior

Total Rooms14 Rooms
Stories1 Story
Building Area5,694 sqft Gross Area
1st Floor Area5,694 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area87,120 sqft (2 acres)
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3901 E 8TH ST
CityPANAMA CITY
StateFL
Zip32404
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description1-4S-14W-136.1-118A3 BEG AT NW COR OF SW1/4 OF SW1/4 TH E 294.46 S 95.4 W 58.56 S 300.58 W 235.9 N 396 TO POB ORB 4227 P 1799
Legal Range14W
Legal Township04S
Legal Section01
Legal SubdivisionBRITTANY WOODS PARK
Legal Block1
Legal Lot Number10
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2014
Census Tract1100

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 LAIRD DR, FREEPORT, FL 32439-4625
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 28, 2019Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Deed Document Number201976981
Deed Book / Page4161 / 1151
Last Transfer DateFeb 27, 2020
Transfer Doc0042271799
Record UpdatedJun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 2, 2020
Property Address3901 E 8TH ST, PANAMA CITY, FL 32404
Document Number0042271799
Book / Page004227 / 001799
Instrument DateFeb 27, 2020
Instrument15838
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAIRD DR FREEPORT FL 32439, FREEPORT, FL 32439

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 28, 2019
Property Address3901 E 8TH ST, PANAMA CITY, FL 32404
Document Number0041611151
Book / Page004161 / 001151
Instrument DateAug 23, 2019
Instrument76981
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 LAIRD DR FREEPORT FL 324394625, FREEPORT, FL 32439-4625

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,301.00 (-23.65%)$82,092 (-23.76%) Land $80,000 Building $2,092$82,092 (-23.76%) Land $80,000 Building $2,092
2024$1,704.00 (-4.38%) Additional exemption filed$107,679 (-3.28%) Land $80,000 Building $27,679$107,679 (-3.28%) Land $80,000 Building $27,679
2023$1,782.00 (+6.52%) Additional exemption filed$111,334 (-) Land $80,000 Building $31,334$111,334 (-) Land $80,000 Building $31,334
2022$1,673.00 Additional exemption filed$111,334 Land $80,000 Building $31,334$111,334 Land $80,000 Building $31,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1991–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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