3901 Dover Rd, Richmond, VA 23221 Property Records

Richmond City property record for 3901 Dover Rd, Richmond, VA 23221 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,164 sqft · built 1948
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,068 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2020 Line of Credit + 1 more
APN	`W-022-0189-005`

Property Details

APN / Parcel Number

Primary APN	`W-022-0189-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	1,432 sqft
Upper Floors Area	732 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	201 ft deep x 120 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3901 DOVER RD
City	RICHMOND
State	VA
Zip	23221-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FARMS L5 B32; 0120.00X0201.56 IRG0000.000
Legal Subdivision	WINDSOR FARMS
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1044
Census Tract	50600

Owner

Source: Richmond City records · APN W-022-0189-005

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3901 DOVER RD, RICHMOND, VA 23221-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2001
Deed Sale	May 02, 2001
Prior Sale	Mar 16, 2000 · Amount on Record
Deed Document Number	200110879
Transfer Doc	2064000327
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	3901 DOVER RD, RICHMOND, VA 23221-3320
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000573
Date	Jan 12, 2024
Instrument	240000573

Lender

Name	CITIZENS & FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	3901 DOVER RD, RICHMOND, VA 23221-3320
Document Number	0000009482
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 DOVER RD RICHMOND VA 232213320, RICHMOND, VA 23221-3320

Mortgage

Document Number	0000009482
Date	May 04, 2020
Instrument	9482

Lender

Name	CITIZENS & FARMERS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	3901 DOVER RD, RICHMOND, VA 23221-3320
Document Number	0000009481
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 DOVER RD RICHMOND VA 232213320, RICHMOND, VA 23221-3320

Mortgage

Document Number	0000009481
Date	May 04, 2020
Instrument	9481

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 03, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,068.00 (+9.24%)	$839,000 (+19.86%) Land $435,000 Building $404,000	$839,000 (+19.86%) Land $435,000 Building $404,000
2025	$9,216.00 (+45,98%)
2024		$700,000 Land $374,000 Building $326,000
2023			$700,000 Land $374,000 Building $326,000
2020	$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517600506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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