3901 Deer Ridge Rd, Quincy, IL 62305 Property Records

Adams County property record for 3901 Deer Ridge Rd, Quincy, IL 62305

Property Summary

Property Type	Single Family Home
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2020)
Tax Bill	$12,187 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2012 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`200074600100`

Property Details

APN / Parcel Number

Primary APN	`200074600100`

Exterior

Lot Area	348,480 sqft (8 acres)

Location & Zoning

Street Address	3901 DEER RIDGE RD
City	QUINCY
State	IL
Zip	62305-6496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SEC 17 2S8W -EX N 211.64FT- BEG 1482.33FT E & 1586.69 S NW COR S 1059.47FT W 411.82 N 1059.47 E 411.82 PT SW SEC 17
Legal Range	08W
Legal Township	02S
Legal Section	17
Legal Subdivision	ROSE VALLEY
Jurisdiction	ADAMS IL
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3000
Census Tract	10600

Owner

3901 Deer Ridge Rd is owned and occupied by an individual who bought it in January 2020.

Source: Adams County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Mar 22, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO N A
Aug 13, 2009	Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO NA
May 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO NA
Oct 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO NA
Aug 28, 2007	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jul 16, 2008	Warranty Deed, Transfer
Jul 16, 2008	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Deed Document Number	2020655
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R08198
Date	Nov 21, 2022
Instrument	2022R-08198

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R02891
Date	Mar 22, 2012
Instrument	2012R-02891

Lender

Name	FIRST BANKERS TRUST CO N A
Address	QUINCY, IL 62301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2042

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0709/10367
Date	Aug 13, 2009
Book Page	709/10367
Instrument	0070910367

Lender

Name	FIRST BANKERS TRUST CO NA
Type	Non-Lending Institution
Address	QUINCY, IL 62301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Aug 30, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0709/06569
Date	May 19, 2009
Book Page	709/06569

Lender

Name	FIRST BANKERS TRUST CO NA
Address	QUINCY, IL 62301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0709/12816
Date	Oct 20, 2009
Book Page	709/12816
Instrument	0070912816

Lender

Name	FIRST BANKERS TRUST CO NA
Address	QUINCY, IL 62301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2039

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0707/08880
Date	Aug 28, 2007
Book Page	707/08880

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	QUINCY, IL 62301

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jan 29, 2020
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Document Number	2020R00655
Instrument Date	Jan 24, 2020
Instrument	2020R-00655
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R00656
Date	Jan 29, 2020
Instrument	2020R-00656

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jul 16, 2008
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Document Number	0708/07657
Book / Page	708 / 07657
Instrument Date	Jul 14, 2008
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RR 2 BOX 2370, WYACONDA, MO 63474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3101 ROSE VALLEY LN, QUINCY, IL 62305-8619
Investor	Possibly a Property Investor

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jul 16, 2008
Property Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Document Number	0708/07658
Book / Page	708 / 07658
Instrument Date	Jul 14, 2008
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RR 2 BOX 2370, WYACONDA, MO 63474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3901 DEER RIDGE RD, QUINCY, IL 62305-6496
Investor	Possibly a Property Investor

Mortgage

Document Number	0070807659
Date	Jul 16, 2008
Instrument	0070807659

Lender

Name	INDEPENDENCE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Melrose Township
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,380 Land $36,740 Building $191,640	$685,140 Land $110,220 Building $574,920
2024	$12,187.00
2022		$88,800 Land $2,880 Building $85,920
2021	$5,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3901 Deer Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3901 Deer Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK PWD serves 5,755 people · EPA ID IL0015300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	1.81 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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