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3901 Darwell Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 3901 Darwell Ln, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2025
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$336,900 (Aug 2025)
Tax Bill$530 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN16-3N-29-0000-00112-0000

Property Details

APN / Parcel Number

Primary APN16-3N-29-0000-00112-0000
Alternative APN
  • N293160000001120000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,403 sqft
1st Floor Area1,768 sqft
FlooringWood

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area215 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3901 DARWELL LN
CityJAY
StateFL
Zip32565-9594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATE FOR 2025* LOT 11 RHETTS RUN UNREC SUBD: COMMENCE AT THE NORTHWEST CORNER OF THE NORTHWEST QUARTER OF SECTION 16, TOWNSHIP 3 NORTH, RANGE 29 EAST, SANTA ROSA COUNTY, FLORIDA, SAID POINT BEING, A 4 X 4 CONCRETE MONUMENT NO IDENTIFIC
Legal SubdivisionRHETTS RUN
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1020
Census Tract10400

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3901 DARWELL LN, JAY, FL 32565-9594
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Mar 11, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleAug 16, 2024 · Amount on Record
Deed Document Number202539766
Deed Book / Page4651 / 2039
Record UpdatedSep 20, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 27, 2025
Property Address3901 DARWELL LN, JAY, FL 32565-9594
Document Number0046512039
Book / Page4651 / 2039
Instrument DateAug 26, 2025
Instrument202539766
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,358.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 DARWELL LN, JAY, FL 32565-9594

Mortgage

Document Number0046512045
DateAug 27, 2025
Instrument4651/2045
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 11, 2022
Property Address3901 DARWELL LN, JAY, FL 32565-9594
Document Number0042570650
Book / Page4257 / 650
Map ReferenceMB 4046 PG 1890
Instrument DateMar 1, 2022
Instrument202214759
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$30,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5568 WOODBINE RD, PACE, FL 32571-8766

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 E MAIN ST STE 200, 200, PENSACOLA, FL 32502-5998
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530.00 (+0.95%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2024$525.00 (-1.69%)$45,000 (-) Land $45,000$45,000 (-) Land $45,000
2023$534.00 (+182.54%)$45,000 (+2%) Land $45,000$45,000 (+2%) Land $45,000
2022$189.00$15,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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