Lucas County property record for 3901 Bowen Rd, Toledo, OH 43613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,404 sqft · built 1948 |
| Lot Size | 0.098 acres (4,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Dec 2019) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02444 |
| Primary APN | 07-02444 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 954 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,300 sqft (0.098 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3901 BOWEN RD |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43613-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | REPLAT HAMPTON PARK LOT 158 |
| Legal Subdivision | REPLAT HAMPTON PARK |
| Legal Tract | 64 |
| Legal Lot Number | 158 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6400 |
Source: Lucas County records · APN 07-02444
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 05, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 26, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2009 · Amount on Record |
| Deed Document Number | 19109714 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Document Number | 0000013741 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 202305040013741 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049938 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 202011050049938 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 26, 2019 |
| Property Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Document Number | 0000052880 |
| Map Reference | VOL 41 PG 34 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 201912260052880 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 BOWEN RD, TOLEDO, OH 43613-4319 |
| Document Number | 0000052881 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 201912260052881 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (+18.69%) | $39,795 (-) Land $7,770 Building $32,025 | |
| 2024 | $2,263.00 (+6.04%) | $39,795 (+24.26%) Land $7,770 Building $32,025 | $113,700 (+24.26%) Land $22,200 Building $91,500 |
| 2023 | $2,134.00 (-0.14%) | $32,025 (-) Land $7,210 Building $24,815 | |
| 2022 | $2,137.00 Homeowner's exemption | $32,025 Land $7,210 Building $24,815 | |
| 2021 | $91,500 Land $20,600 Building $70,900 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jul 2000 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 937 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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