3901 BANNISTER RD FAIR OAKS CA 956286805, FAIR OAKS, CA 95628-6805
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
3901 BANNISTER RD, FAIR OAKS, CA 95628-6805
Document Number
2004271273
Instrument Date
Apr 20, 2020
Transaction Type
Mortgage
Record Updated
May 14, 2020
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3901 BANNISTER RD FAIR OAKS CA 956286805, FAIR OAKS, CA 95628-6805
Mortgage
Document Number
2004271273
Date
Apr 27, 2020
Instrument
2004271273
Lender
Name
EQUITY PRIME MTG
Address
ATLANTA, GA 30328
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 26, 2050
June 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 10, 2019
Property Address
3901 BANNISTER RD, FAIR OAKS, CA 95628-6805
Document Number
1906101331
Instrument Date
Jun 5, 2019
Instrument
1906101331
Transaction Type
Transfer
Record Updated
Jun 21, 2019
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
241 HUNGRY HOLLOW RD CHESTNUT RIDGE NY 109776111, CHESTNUT RIDGE, NY 10977-6111
June 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 10, 2019
Property Address
3901 BANNISTER RD, FAIR OAKS, CA 95628-6805
Document Number
1906101332
Instrument Date
Jun 5, 2019
Instrument
1906101332
Transaction Type
Transfer
Record Updated
Jun 21, 2019
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$715.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3901 BANNISTER RD FAIR OAKS CA 956286805, FAIR OAKS, CA 95628-6805
Mortgage
Document Number
1906101333
Date
Jun 10, 2019
Instrument
1906101333
Lender
Name
FINANCE OF AMERICA MTG
Address
HORSHAM, PA 19044
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 9, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 3901 Bannister Rd was $9,273 with a homeowner's exemption, up 0.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$787,337 (+2%)Land $164,982Building $622,355
2025
$9,273.00 (+0.78%)Homeowner's exemption
$771,900Land $161,748Building $610,152
2024
$9,201.00 (+3.09%)
2023
$8,925.00 (+6.9%)Homeowner's exemption
$741,928Land $155,468Building $586,460
2022
$8,349.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3901 Bannister Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
2 (1995–1998)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Feb 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3901 Bannister Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood
0.09% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source
Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025