Pierce County property record for 3901 98th St E, Tacoma, WA 98446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,372 sqft · built 2020 |
| Lot Size | 0.588 acres (25,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,719 (Jul 2018) |
| Tax Bill | $10,172 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741000-0-020 |
| Primary APN | 741000-0-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 2,372 sqft |
| Laundry Room | Laundry Room |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 25,600 sqft (0.588 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 534 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 3901 98TH ST E |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98446-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSEP |
| Legal Description | SECTION 01 TOWNSHIP 19 RANGE 03 QUARTER 22 SAWYER & BOWENS AMDY PLAT OF L 9 THRU 16 B 4 |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 01 |
| Legal Subdivision | SAWYER & BOWENS AMDY PLAT OF |
| Legal Block | 4 |
| Legal Lot Number | 9-16 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71100 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Mar 27, 2019 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Jul 30, 2018 | Warranty Deed, Transfer RAINIER TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2005 · Amount on Record |
| Deed Document Number | 2018134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | NOT AVAILABLE, PST |
| Name | Verified Name |
|---|
| Document Number | 0002050286 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 202402050286 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008020516 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 202108020516 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004300311 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 202004300311 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003270279 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 201903270279 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 30, 2018 |
| Property Address | 3901 98TH ST E, TACOMA, WA 98446-3657 |
| Document Number | 1807300134 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 201807300134 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | RAINIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,586.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3901 98TH ST E TACOMA WA 98446, TACOMA, WA 98446 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Franklin Pierce School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $891,300 (+11.94%) Land $238,200 Building $653,100 | $891,300 (+11.94%) Land $238,200 Building $653,100 | |
| 2025 | $10,172.00 (+13.9%) | ||
| 2024 | $8,931.00 (-1.1%) | $796,200 (-4.93%) Land $224,900 Building $571,300 | $796,200 (-4.93%) Land $224,900 Building $571,300 |
| 2023 | $9,030.00 | $837,500 Land $258,800 Building $578,700 | $837,500 Land $258,800 Building $578,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | May 1980 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
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