3901 12th St NE, Hickory, NC 28601 Property Records

Catawba County property record for 3901 12th St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,202 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Apr 2018)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3714-08-78-8163`

Property Details

APN / Parcel Number

Primary APN	`3714-08-78-8163`
Alternative APN	`0606451`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,202 sqft Living Area
1st Floor Area	4,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	262 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3901 12TH ST NE
City	HICKORY
State	NC
Zip	28601-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 16 PL 67-69
Legal Subdivision	THE FALLS AT CLONINGER MILL PH 1
Legal Lot Number	16
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1015
Census Tract	10302

Owner

3901 12th St NE is owned and occupied by two individuals who bought it in April 2018.

Source: Catawba County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3901 12TH ST NE, HICKORY, NC 28601-9686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Deed Document Number	20186471
Deed Book / Page	3449 / 721
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3901 12TH ST NE, HICKORY, NC 28601-9686
Document Number	0035761335
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 12TH ST NE HICKORY NC 286019686, HICKORY, NC 28601-9686

Mortgage

Document Number	0035761335
Date	Jun 8, 2020
Book Page	003576/001335
Instrument	10637

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 23, 2018
Property Address	3901 12TH ST NE, HICKORY, NC 28601-9686
Document Number	0034490721
Book / Page	003449 / 000721
Instrument Date	Apr 19, 2018
Instrument	6471
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3901 12TH ST NE HICKORY NC 286019686, HICKORY, NC 28601-9686

Mortgage

Document Number	34490724
Date	Apr 23, 2018
Book Page	003449/000724
Instrument	6472

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3901 12th St NE was $2,238, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,500 (-) Land $34,700 Building $526,800
2025	$2,238.00 (-53.3%)	$561,500 Land $34,700 Building $526,800
2024	$4,792.00
2023	$4,792.00	$561,500 Land $34,700 Building $526,800	$561,500 Land $34,700 Building $526,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3901 12th St NE in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2011–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 12th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Verizon.

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