39001 Chartier St, Harrison Township, MI 48045 Property Records

Macomb County property record for 39001 Chartier St, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,540 sqft · built 1985
Lot Size	0.625 acres (27,225 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2026)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-19-127-009`

Property Details

APN / Parcel Number

Primary APN	`17-12-19-127-009`
Alternative APN	`1219127009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Lot Area	27,225 sqft (0.625 acres)
Lot Dimensions	162 ft deep x 168 ft wide
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39001 CHARTIER ST
City	HARRISON TOWNSHIP
State	MI
Zip	48045-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	CHARTIER ACRES SUBDIVISION LOT 62 EXC W. 71.09 FEET
Legal Subdivision	CHARTIER ACRES SUBDIVISION
Legal Lot Number	62
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3006
Census Tract	247201

Owner

39001 Chartier St is owned and occupied by two individuals who bought it in June 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36940 HIGHVIEW ST, NEW BALTIMORE, MI 48047-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Deed Document Number	202653355
Deed Book / Page	30695 / 969
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2026
Property Address	39001 CHARTIER ST, HARRISON TOWNSHIP, MI 48045-2019
Document Number	2600053355
Book / Page	30695 / 969
Instrument Date	May 28, 2026
Instrument	202653355
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	MORTGAGE RESEARCH CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36940 HIGHVIEW ST, NEW BALTIMORE, MI 48047-1612

Mortgage

Document Number	0000052787,
Date	Jun 3, 2026
Instrument	202652787

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 3, 2026
Property Address	39001 CHARTIER ST, HARRISON TOWNSHIP, MI 48045-2019
Document Number	0000052787
Book / Page	30692 / 782
Instrument Date	May 28, 2026
Instrument	202652787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE RESEARCH CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36940 HIGHVIEW ST, NEW BALTIMORE, MI 48047-1612

Mortgage

Document Number	0000052787,
Date	Jun 3, 2026
Book Page	30692/782
Instrument	202652787

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39001 CHARTIER ST, HARRISON TOWNSHIP, MI 48045-2019
Document Number	0000027184
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39001 CHARTIER ST HARRISON TOWNSHIP MI 480452019, HARRISON TOWNSHIP, MI 48045-2019

Mortgage

Document Number	0000027184
Date	Mar 5, 2020
Book Page	026556/000296
Instrument	27184

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39001 CHARTIER ST, HARRISON TOWNSHIP, MI 48045-2019
Document Number	0000133960
Book / Page	025053 / 000842
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39001 CHARTIER ST HARRISON TOWNSHIP MI 480452019, HARRISON TOWNSHIP, MI 48045-2019

Mortgage

Document Number	0000133960
Date	Nov 13, 2017
Book Page	025053/000842
Instrument	133960

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 39001 Chartier St was $5,108 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,600 (+6.79%)	$453,200 (+6.79%)
2025	$5,108.00 Homeowner's exemption	$212,200	$424,400
2023		$176,900	$353,800
2022	$4,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39001 Chartier St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39001 Chartier St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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